Personal Finance

Personal Finance Articles

You graduated college and entered the working world at 21, setting a goal to have $1 million in your 401(k) within a decade. Instead, you hit your target at 46, 15 years later than your original...
For those who have amassed over $500,000 in 401(k)s, IRAs, and taxable brokerage accounts, managing wealth effectively becomes even more important to ensure long-term financial security. Reaching...
24/7 Wall St. Key Takeaways: Retirement is only partially financial. It’s also important to consider the mental aspects of retirement and how it may impact your relationships.  A well-rounded plan...
24/7 Insights This Redditor is thinking about doing a home remodel.  He’s fearful of making a large financial decision.  He is also fearful of not spending the money and regretting it later. ...
24/7 Insights This family pulls in more than $1 million in salary annually.  There is a concern about spending too much time working on the Redditor’s part.  With significant yearly expenses,...
24/7 Insights This Redditor is tired of working 80-hour weeks.  He’s also concerned about missing his daughter growing up.  An inheritance is coming, but the amount isn’t guaranteed.  When it...
Not many Millennials have life insurance on their mind, especially since many of them are still behind on various other financial milestones (think owning a home, having kids, and paying off that...
Key Insights from 24/7 Wall St. Your monthly Social Security check doesn’t have to be a mystery. The Social Security Administration makes it easy to find out what benefit you’re eligible for....
Dividend stocks are among the top assets long-term investors want to consider when it comes to building a stable income-generating portfolio over time. Of course, bonds and other fixed income...
With the 2025 social security cost-of-living adjustment (COLA) now confirmed at 2.5%, there’s a mix of relief and concern among seniors regarding this year’s adjustment and what it may signal for...
24/7 Insights This couple has paid all of their debts.  The husband is finally earning a significant income in his mid-30s.  He is concerned about stopping his frugal spending habits.  When it...
Dave Ramsey is an incredibly popular financial advisor known for giving his take on a wide range of individual financial situations. Indeed, many of the cases Ramsey provides advice on aren’t very...
What would it be like to have all your basic needs met and be able to decide what to do with your time? Nothing fancy or extravagant, but enough money to cover your food, clothing, shelter, and...