Personal Finance

Personal Finance Articles

Some people accumulate big nest eggs when they are in their 30s. However, money isn’t everything, and this recent Reddit post further proves it. A 35-year-old has amassed a $5 million portfolio...
If you’re serious about building wealth, make your money work for you. According to finance coach Dave Ramsey, you need to put your money to work, rather than just letting it sit around collecting...
In this piece, we’ll check in on some of the more underrated exchange-traded fund (ETF) products that may be worth looking into as the great bull market runs for another year. Undoubtedly, it can...
Having organized financial records and a clear understanding of your annual spending is crucial when planning for early retirement. It allows you to accurately forecast how much money you’ll need,...
A Redditor has spoken with their financial advisor and recently received the green light to retire. The Redditor previously planned to retire at 61 but may consider working for another two years,...
A balanced retirement portfolio is essential for securing your financial future. By spreading investments across various asset classes, you mitigate risks associated with market volatility. This...
When you have a $500,000 annual income, you have a lot of money to replace as a retiree. The good news is that your current high earnings mean you should be able to invest a considerable sum to help...
You have a lot of different ways you could pay for purchases. One option is to pay cash, but that leaves you unprotected from fraud and obviously you won’t get any rewards. Debit cards are another...
Reddit is full of wisdom and even financial questions we all need answers to. While we never advise you to take financial advice from strangers and always encourage meeting with a professional...
When do you plan to retire? This is a question everyone should answer, and ideally sooner rather than later because you’ll need to set your retirement planning goals based on your target exit...
How far can, and should, you go to help out your parents? This is an issue that a Reddit poster is grappling with now. His mother is ill and can’t work and his dad is 72 and wants to stop working...
In recent years, Social Security’s cost-of-living adjustments, or COLAs, have come in on the bigger side. But in 2025, seniors are only seeing their monthly benefits increase by 2.5%. Not only is...
The retirement journey is a long-term process. You have to save for many years before reaching your retirement goals, but what happens when your portfolio is large enough to retire? A...
Social Security is a critical source of income for millions of retirees, a good number of whom have to get by on those monthly benefits alone due to a lack of savings. But many Social Security...
It’s all too easy for beginning investors to go overboard with the shoulda, woulda, and coulda. Undoubtedly, this type of mentality isn’t good for you, your portfolio, or your long-term financial...
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