Personal Finance
Personal Finance Articles
I don’t always agree with the advice that Dave Ramsey gives on his show. Indeed, some of the complex financial scenarios don’t have a single magic solution that a financial pro can offer. Though...
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Key Insights from 24/7 Wall St. Age 62 is the earliest age to claim Social Security, and it results in a reduced benefit for life. If you have nice savings, an early filing won’t necessarily hurt...
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Financial advice radio program host Dave Ramsey usually gets callers with specific questions on their personal situations. However, among general topics, one that has come up is the different mindset...
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Are younger generations really more generous than older generations, including the Baby Boomers, many of whom steered themselves into a comfortable retirement? That’s a tough question to answer,...
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24/7 Insights Credit scores are more new than most people realize, and we’re still in the testing phase. It can be nearly impossible to escape a history of bad credit. Download our free report on...
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Some people got the memo early about the importance of living below their means while scrupulously saving and investing for retirement. It all just seems to come naturally. They lived a lifetime of...
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Kobe Harris has built a monster company in short order It shares similarities with billion dollar brands like Burt’s Bees It is deeply profitable, and will likely help them become a millionaire...
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Financial and business professionals often reference KYC compliance as an “annoyance”, but it serves a very important role in gauging risk tolerance. As the well-known acronym for “Know Your...
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Key Insights from 24/7 Wall St. You’ve probably heard that Social Security benefits are rising by 2.5% in the new year. Social Security is also increasing its taxable wage cap. Higher earners will...
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Dave Ramsey’s show isn’t just entertaining; it can showcase deeply personal and fairly educational content. In this piece, I’m going to react to a recent caller who took to his radio show with...
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Among Social Security recipients aged 65 and older, 37% of men and 42% of women depend on their monthly benefits for 50% or more of their income. So it makes sense that many older Americans rely on...
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24/7 Wall St. Key Takeaways: When you plan to retire early, having a bridge account is important. This account acts as the “bridge” between early retirement and the accessibility of...
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24/7 Wall St. Key Takeaways: For high-net-worth individuals, financing a home purchase isn’t just about affording the property but optimizing financial strategy. Buying a home outright may seem...
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Economic conditions for Americans over the last four years have been challenging, to say the least. Inflation, struggling small business and employment rates, higher taxes, and a litany of other...
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24/7 Insights Doing whatever you can to earn maximum Social Security payments is critical. You can delay filing for your benefit until 70 to boost overall Social Security payments. The 2024 wage...
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