Personal Finance
Personal Finance Articles
If you’re in a position where you are considering using funds from your 401(k) to take out a loan, the bottom line is that you likely shouldn’t. This trend is becoming increasingly popular as one...
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As awful as it is for the millions of homebuyers nationwide looking to purchase a new home, a 7% mortgage interest rate is a reality. While the hope is that mortgage rates will drop soon, many people...
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If you are a Baby Boomer who feels like your Social Security benefit doesn’t quite stretch far enough, there’s a very good reason for that. Your benefits have been losing ground for decades and,...
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The “4% rule” is a retirement golden rule for many who are preparing to leave the labor market. The rule of thumb, which entails withdrawing 4% of your net worth per year to cover living expenses...
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“The 4% Drawdown Rule” for retirees has become a reference rule of thumb since it was coined by financial advisor William Bengen in 1994. Predicated on various retirement portfolios, Bengen...
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Social Security serves as a financial lifeline for millions of retired Americans. And there are a lot of retirees who don’t have access to any income outside of those monthly checks. That’s why...
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Saving for your children is a noble goal, which is why I enjoyed reading this post in the Fat FIRE subreddit. The Redditor is a 33-year-old male with a $1 million portfolio. He expects to reach his...
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A military veteran retired from the army after 35 years and collects $220k per year at 57. That income comes from an army pension, VA disability, TSP, and dividends. The veteran also has a $5.5...
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When you’ve been working hard all your life to save up a lot of money for retirement, it can be really hard to pull the plug and start spending down your retirement money instead of continuing to...
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It’s perfectly normal to feel a bit uncertain as to how to manage the finances as one begins to wind down for retirement. Undoubtedly, if one hasn’t been a seasoned investor throughout their...
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I have a friend who’s in his early 50s and is ready to retire ASAP after many years in a stressful industry. And from a financial standpoint, he can probably pull it off if he’s careful. He owns...
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It can be tough to get back on your feet after getting hit with a layoff, especially if it came from out of left field. Undoubtedly, it would be best for someone to take a bit of time off to process...
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Dave Ramsey likes to keep things simple and to the point, often with a hard dose of medicine that listeners really need to turn their financial lives around. Though Ramsey’s viewpoint and advice...
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Brevity, they say, is the soul of wit. So today, gaze in wonder upon this Reddit post which, in just 61 words, describes how one custodial worker managed to triple his salary in just 12 years. Our...
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With a dozen New York Times list best selling books to her name along with an Emmy award winning TV show and a syndicated podcast, Suze Orman has built a media empire on her brand of financial and...
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