Javier Simon - Contributor for 24/7 Wall St.

Javier Simon is a contributor for 24/7 Wall St. His work has appeared on major financial publications like Fox Business, The Motley Fool, Money Magazine, and more. He’s experienced in covering a range of personal finance topics including retirement planning, investing, taxes, student loans, and mortgages. He’s also versed in writing in-depth reviews of brokerage and fintech products.

Javier earned his bachelor’s degree in multimedia journalism from SUNY Plattsburgh. That’s where he first embarked on his journey into journalism as a staff writer for the award-winning newspaper Cardinal Points. His first professional gig in the world of personal finance was as a staff writer for the fintech company SmartAsset. There, he became a Certified Educator in Personal Finance (CEPF) and led a project producing high-ranking reviews of 529 college savings plans sponsored by different states.

Lastest Stories by Javier Simon

With the backdoor Roth IRA strategy, you move nondeductible contributions from a traditional IRA to a Roth IRA and thereby benefit from potential tax-free growth and qualified tax-free withdrawals...

Published: 16 days ago

Fidelity and Webull both offer impressive investing platforms, but they differ in many ways. Fidelity is a full-service broker that offers access to a wide variety of investing products, a...

Published: 16 days ago

A health savings account (HSA) allows you to save and invest money for future medical expenses while earning key tax benefits. But in order to make the most out of those tax breaks, you need to...

Published: 17 days ago

A health savings account (HSA) can benefit your entire family. But to make the most out of this tax-advantaged savings vehicle and avoid steep penalties, you need to keep some important points in...

Published: 24 days ago

A health savings account (HSA) is a tax-advantaged savings vehicle that allows you to sock away money to cover qualified healthcare costs. To open an HSA, you’d need to pair it with a...

Published: 27 days ago

A health savings account (HSA) can help you save and invest for future healthcare expenses while providing you with major tax benefits. And you can contribute a sizable amount to your HSA. For 2024,...

Published: 27 days ago

Health savings accounts (HSAs) and health reimbursement arrangements (HRAs) are both designed to help you cover qualified medical expenses. But there are key differences between the two. HSAs are...

Published: 28 days ago

Target-date funds (TDFs) are diversified investment portfolios that automatically change their asset allocation to become more conservative as you get closer to retirement. The idea is to focus more...

Published: 28 days ago

Flexible spending accounts (FSAs) and health reimbursement arrangements (HRA) can both help you cover qualified medical expenses. But they differ in some ways. An FSA is an employer-sponsored savings...

Published: 28 days ago

A Health savings account (HSA) can help you save for medical expenses while providing you with major tax benefits. In fact, HSAs stand out for their triple-tax advantage. Contributions are...

Published: 28 days ago

Health savings accounts (HSAs) and flexible spending accounts (FSAs) both help you shore up money to cover qualified medical expenses tax-free. But there are key differences and details you should...

Published: 29 days ago

Last Updated: 28 days ago

Index funds are known for being generally low-cost investments that offer instant diversification. So they may work for investors who don’t have much time or know-how to carefully pick individual...

Published: 29 days ago

A health savings account (HSA) helps you sock away money for unexpected medical expenses while providing you with distinct tax benefits. Unlike with flexible spending accounts (FSAs), your HSA funds...

Published: 1 month ago

Last Updated: 28 days ago

Health savings accounts (HSAs) are known as some of the most tax-advantaged savings vehicles designed to help you sock away money for future medical expenses. One of its main benefits is...

Published: 1 month ago

Last Updated: 28 days ago

Withdrawals from health savings accounts (HSAs) are tax-free as long as these funds cover qualified medical expenses, as defined by the IRS. But withdrawing HSA money for non-qualified expenses can...

Published: 1 month ago

Last Updated: 28 days ago