Synchrony Financial (NYSE: SYF) is scheduled to report its third quarter financial results before the markets open on Friday. The consensus estimates from Thomson Reuters call for $0.66 in earnings per share (EPS) on $3.02 billion in revenue. The same period from the previous year had $0.70 in EPS on $2.88 billion in revenue.

Hit hard since late July, this company may be the perfect value financial stock for a growth portfolio. Synchrony Financial is one of the nation’s premier consumer financial services companies. The company is the self-described largest provider of private label credit cards in the United States, based on purchase volume and receivables. It provides a range of credit products through programs established with a diverse group of national and regional retailers, local merchants, manufacturers, buying groups, industry associations and health care service providers to help generate growth for the company’s partners and offer financial flexibility.

Analysts at Jefferies note that private label cards are gaining share, and their research suggests a continuation of that trend. They also point out that retailers continue to push back on rates, and private label cards offer more of a symbiotic relationship for retailers. The analyst also believes that Synchrony offers the potential for capital returns, after the spin-out from General Electric.

A few analysts weighed in on Synchrony ahead of its earnings report:

• JPMorgan lowered its price target to $37.50.
• Credit Suisse has an Outperform rating but lowered its price target to $38 from $39.
• BTIG Research reiterated a Buy rating with a $42 price target.
• Deutsche Bank reiterated a Buy rating.

So far in 2015, Synchrony has outperformed the broad markets and the stock is up 6%. However over the past 52-weeks the stock has risen nearly 27%.

Shares of Synchrony were last trading at $31.73, with a consensus analyst price target of $38.19 and a 52-week trading range of $24.13 to $36.40.

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