Cost of Living in David City, Nebraska

David City is a city in Butler County, Nebraska, with a population of 2,831. The total cost of housing, food, child care, transportation, health care, taxes, and other necessities for a single adult in David City is $36,286 a year — greater than the annual cost of living for Nebraska of $34,702 yet less than the national figure of $38,433.

Using cost of living data from the nonprofift think tank Economic Policy Institute, 24/7 Wall St. estimated the cost of living in David City and over 29,000 other cities and towns in the US.

Housing Costs in David City, Nebraska

Housing is one of the largest components of cost of living. In David City, the median home value is $109,200, less than the national median home value of $204,900.

Renting is a sometimes lower cost alternative to homeownership. In David City, some 36.70% of occupied homes are rented, about the same as the 36.2% national renter rate. The typical renter in David City spends $697 a month on housing, about the same as the $1,023 national median monthly rent.

In addition to home value, one of the largest determinants of housing affordability is area income. While nationwide the price of a typical U.S. home is 3.4 times the $60,293 U.S. median household income, housing affordability ratios range from approximately 1.0 in the least expensive cities to more than 10.0 in the country's most expensive markets. In David City, the median household income is $50,902, 2.1 times the median home value.

Transportation Costs in David City, Nebraska

Transportation can also be a significant component of cost of living. In David City, 94.30% of commuters drive to work, compared to 85.5% of commuters nationwide. An estimated 48.40% of workers commute to jobs outside of David City, a larger share than the 43.7% share of commuters nationwide who live and work in different cities. The average commute in David City is 17.4 minutes long, compared to the 26.6-minute average commute nationwide. Taking into account the cost of gas, as well as public transit and car maintenance, the EPI estimates that a single person in David City spends $12,094 a year on transportation, more than the national average of $9,760.

Health Care Costs in David City, Nebraska

Out-of-pocket health care costs and insurance premiums — assuming at least a basic level of health insurance coverage — are far higher than they are on average nationwide in David City and also well above what they are across Nebraska as a whole.

For a single adult living in the area, average health care costs come out to $6,679 per year, compared to an average of $5,556 across Nebraska and $4,266 nationwide.

Child care Costs in David City, Nebraska

For families with children, child care adds thousands of dollars to overall annual spending. In David City, the average annual cost of child care for two children — one 4 year old and one 8 year old — is $14,191, about $3,600 less than the comparable average of $17,742 across all of Nebraska. Meanwhile, across the U.S. as a whole, childcare expenses for two children averages $15,853 per year.

Food Costs in David City, Nebraska

Food is another every day expense that has a significant impact on overall cost of living. Data from the U.S. Department of Agriculture shows that the cost of food varies from city to city and town to town.

In David City, a single adult spends an average of $3,017 on food annually, and a family of four spends $8,712 on average. For context, average annual food expenditure across Nebraska and the U.S., respectively, are $3,025 and $3,240 for a single adult, and $8,736 and $9,354 for a family of four. These estimates are calculated for a nutritionally adequate diet of food purchased at a grocery store for at-home preparation.

Taxes in David City, Nebraska

Few expenses vary as much from city to city and town to town as taxes. Accounting for state and federal income taxes, as well as Social Security contributions and Medicare payroll taxes, the average adult working in David City, Nebraska pays $6,104 annually — closely in line with the statewide average of $5,743.

It is important to note that these calculations do not include other common taxes such as property, sales, and excise taxes. Accounting for these taxes, while excluding taxes levied at the federal level, David City residents live in a state with a low average tax burden. Per capita state tax collections in Nebraska total $2,795 per year, compared to the $3,151 average across all states.

Methodology

To estimate the cost of housing, food, transportation, health care, child care, taxes, and other necessities, 24/7 Wall St. assigned county-level Economic Policy Institute data to cities, towns, villages and Census-designated places based on boundary definitions from the U.S. Census Bureau. For places that span multiple counties, data was aggregated based on the percentage of boundary overlap.

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