Investing

The City With the Poorest Middle Class in Every State

DenisTangneyJr / iStock via Getty Images

The rising cost of living in the United States in recent years, coupled with longer-term stagnation of wages, have eroded the ranks of the American middle class – which has long been a pillar of stability and driver of growth in the U.S. economy.

Typically, middle class households have disposable income for luxuries such as vacations and eating at restaurants, and are also able to put away money for savings and retirement. But because of economic conditions, households that fall in the middle of the income spectrum in much of the country may no longer meet some of these benchmarks of middle-class status. 

Using metro area level data from the U.S. Census Bureau’s 2021 American Community Survey, 24/7 Wall St. identified the city with the weakest middle class in each state. For the purposes of this story, the middle class is defined as the middle 20% of earners at the household level. For each state, the metro area with the lowest income ceiling for the middle quintile of earners ranks as having the poorest middle class. All data is for 2021.

It is important to note that Delaware, New Hampshire, Rhode Island, and Vermont are each home to only one metro area. As a result, the city listed for each of these states ranks as having the poorest middle class by default only. And though each metro area on this list ranks as having the weakest middle class in the state, there are several cases in which middle class households in these places earn more than the middle income households across the state as a whole. 

Not only are middle class earnings relatively low in most of the cities on this list, but the broader population in general also tends to be poorer. In all but four of the metro areas listed, the typical household earns less than the statewide median household income. Additionally, in all but six metro areas on this list, the median household income is below the national median household income of $69,717. (Here is a look at the poorest town in every state.)

In past decades, Americans could get a well-paying job with just a high school diploma. Today, the vast majority of high-paying positions require a college education. Perhaps not surprisingly, in the vast majority of metro areas on this list, which tend to be relatively low-income places, the share of adults with a bachelor’s degree or higher is below the share of adults with a bachelor’s degree across the state as a whole. (These are the 40 highest paying jobs you can still get without a college degree.)

Click here to see city with the poorest middle class in each state.

Click here to see our detailed methodology.

Alabama: Gadsden
> Middle-income range: $36,325 – $55,795 (state: $50,397 – $78,729)
> Median household income: $45,298 (state: $53,913)
> Share of income earned by middle class: 15.5% (state: 14.3%)
> Share of income earned by wealthiest 5% of households: 19.2% (state: 22.5%)
> Adults with a bachelor’s degree or higher: 18.2% (state: 27.4%)
> Metro areas considered in state: 12

[in-text-ad]

lippyjr / iStock Editorial via Getty Images

Alaska: Fairbanks
> Middle-income range: $60,983 – $89,054 (state: $71,175 – $111,220)
> Median household income: $72,149 (state: $77,845)
> Share of income earned by middle class: 16.0% (state: 15.7%)
> Share of income earned by wealthiest 5% of households: 16.4% (state: 18.9%)
> Adults with a bachelor’s degree or higher: 38.1% (state: 32.8%)
> Metro areas considered in state: 2

DenisTangneyJr / iStock via Getty Images

Arizona: Lake Havasu City-Kingman
> Middle-income range: $35,900 – $59,491 (state: $52,295 – $82,996)
> Median household income: $46,616 (state: $69,056)
> Share of income earned by middle class: 14.3% (state: 14.8%)
> Share of income earned by wealthiest 5% of households: 22.8% (state: 22.3%)
> Adults with a bachelor’s degree or higher: 15.1% (state: 32.4%)
> Metro areas considered in state: 7

peeterv / iStock via Getty Images

Arkansas: Fort Smith
> Middle-income range: $39,500 – $59,478 (state: $56,948 – $94,304)
> Median household income: $49,065 (state: $52,528)
> Share of income earned by middle class: 14.6% (state: 14.5%)
> Share of income earned by wealthiest 5% of households: 23.2% (state: 22.5%)
> Adults with a bachelor’s degree or higher: 20.3% (state: 25.3%)
> Metro areas considered in state: 6

[in-text-ad-2]

diegograndi / iStock via Getty Images

California: Merced
> Middle-income range: $43,011 – $68,166 (state: $66,612 – $105,995)
> Median household income: $53,992 (state: $84,907)
> Share of income earned by middle class: 15.0% (state: 14.2%)
> Share of income earned by wealthiest 5% of households: 22.3% (state: 23.6%)
> Adults with a bachelor’s degree or higher: 14.4% (state: 36.2%)
> Metro areas considered in state: 26

btimages / iStock via Getty Images

Colorado: Pueblo
> Middle-income range: $43,029 – $70,546 (state: $53,713 – $85,848)
> Median household income: $56,689 (state: $82,254)
> Share of income earned by middle class: 15.0% (state: 14.9%)
> Share of income earned by wealthiest 5% of households: 22.6% (state: 22.0%)
> Adults with a bachelor’s degree or higher: 26.6% (state: 44.4%)
> Metro areas considered in state: 7

[in-text-ad]

Jon Bilous / iStock via Getty Images

Connecticut: New Haven-Milford
> Middle-income range: $58,427 – $95,712 (state: $50,200 – $78,317)
> Median household income: $75,295 (state: $83,771)
> Share of income earned by middle class: 14.7% (state: 14.0%)
> Share of income earned by wealthiest 5% of households: 22.5% (state: 24.9%)
> Adults with a bachelor’s degree or higher: 39.5% (state: 42.1%)
> Metro areas considered in state: 4

traveler1116 / iStock via Getty Images

Delaware: Dover
> Middle-income range: $52,778 – $79,512 (state: $56,948 – $94,304)
> Median household income: $64,308 (state: $71,091)
> Share of income earned by middle class: 16.6% (state: 15.0%)
> Share of income earned by wealthiest 5% of households: 16.9% (state: 21.2%)
> Adults with a bachelor’s degree or higher: 27.0% (state: 35.6%)
> Metro areas considered in state: 1

Because Dover is the only metro area with available data in Delaware, it ranks as having the poorest middle class by default.

felixmizioznikov / iStock via Getty Images

Florida: Sebring-Avon Park
> Middle-income range: $38,307 – $60,298 (state: $41,926 – $68,599)
> Median household income: $48,564 (state: $63,062)
> Share of income earned by middle class: 16.1% (state: 14.1%)
> Share of income earned by wealthiest 5% of households: 18.8% (state: 24.4%)
> Adults with a bachelor’s degree or higher: 18.3% (state: 33.2%)
> Metro areas considered in state: 22

[in-text-ad-2]

Janabi / iStock Editorial via Getty Images

Georgia: Valdosta
> Middle-income range: $30,099 – $53,975 (state: $52,295 – $82,996)
> Median household income: $42,233 (state: $66,559)
> Share of income earned by middle class: 14.6% (state: 14.5%)
> Share of income earned by wealthiest 5% of households: 22.0% (state: 22.9%)
> Adults with a bachelor’s degree or higher: 22.3% (state: 34.6%)
> Metro areas considered in state: 14

Art Wager / E+ via Getty Images

Hawaii: Kahului-Wailuku-Lahaina
> Middle-income range: $59,808 – $95,322 (state: $50,200 – $78,317)
> Median household income: $76,273 (state: $84,857)
> Share of income earned by middle class: 13.9% (state: 15.2%)
> Share of income earned by wealthiest 5% of households: 22.6% (state: 20.8%)
> Adults with a bachelor’s degree or higher: 30.0% (state: 35.3%)
> Metro areas considered in state: 2

[in-text-ad]

peeterv / iStock via Getty Images

Idaho: Twin Falls
> Middle-income range: $45,071 – $69,129 (state: $53,802 – $82,323)
> Median household income: $55,519 (state: $66,474)
> Share of income earned by middle class: 14.3% (state: 14.9%)
> Share of income earned by wealthiest 5% of households: 23.9% (state: 23.3%)
> Adults with a bachelor’s degree or higher: 21.4% (state: 30.7%)
> Metro areas considered in state: 6

Illinois: Danville
> Middle-income range: $38,728 – $60,164 (state: $54,292 – $81,556)
> Median household income: $49,091 (state: $72,205)
> Share of income earned by middle class: 15.3% (state: 14.5%)
> Share of income earned by wealthiest 5% of households: 20.2% (state: 23.1%)
> Adults with a bachelor’s degree or higher: 15.9% (state: 37.1%)
> Metro areas considered in state: 10

Roberto Galan / iStock Editorial via Getty Images

Indiana: Muncie
> Middle-income range: $40,180 – $60,572 (state: $66,968 – $104,584)
> Median household income: $50,497 (state: $62,743)
> Share of income earned by middle class: 15.6% (state: 15.3%)
> Share of income earned by wealthiest 5% of households: 20.3% (state: 20.9%)
> Adults with a bachelor’s degree or higher: 24.5% (state: 28.9%)
> Metro areas considered in state: 12

[in-text-ad-2]

129679309@N05 / Flickr

Iowa: Waterloo-Cedar Falls
> Middle-income range: $49,051 – $76,772 (state: $53,802 – $82,323)
> Median household income: $61,833 (state: $65,600)
> Share of income earned by middle class: 15.7% (state: 15.3%)
> Share of income earned by wealthiest 5% of households: 21.7% (state: 21.5%)
> Adults with a bachelor’s degree or higher: 29.5% (state: 30.5%)
> Metro areas considered in state: 8

BergmannD / iStock via Getty Images

Kansas: Lawrence
> Middle-income range: $45,193 – $71,072 (state: $54,292 – $81,556)
> Median household income: $56,576 (state: $64,124)
> Share of income earned by middle class: 15.2% (state: 14.9%)
> Share of income earned by wealthiest 5% of households: 19.2% (state: 22.1%)
> Adults with a bachelor’s degree or higher: -100.0% (state: 35.4%)
> Metro areas considered in state: 4

[in-text-ad]

Kentucky: Elizabethtown-Fort Knox
> Middle-income range: $50,476 – $70,797 (state: $41,926 – $68,599)
> Median household income: $60,025 (state: $55,573)
> Share of income earned by middle class: 16.0% (state: 14.7%)
> Share of income earned by wealthiest 5% of households: 15.8% (state: 22.4%)
> Adults with a bachelor’s degree or higher: 24.5% (state: 27.0%)
> Metro areas considered in state: 5

DenisTangneyJr / iStock via Getty Images

Louisiana: Monroe
> Middle-income range: $31,493 – $56,223 (state: $56,295 – $88,426)
> Median household income: $45,001 (state: $52,087)
> Share of income earned by middle class: 14.0% (state: 14.0%)
> Share of income earned by wealthiest 5% of households: 22.3% (state: 23.2%)
> Adults with a bachelor’s degree or higher: 23.9% (state: 26.4%)
> Metro areas considered in state: 9

DenisTangneyJr / iStock via Getty Images

Maine: Bangor
> Middle-income range: $43,354 – $70,831 (state: $65,032 – $96,596)
> Median household income: $56,250 (state: $64,767)
> Share of income earned by middle class: 15.3% (state: 14.9%)
> Share of income earned by wealthiest 5% of households: 18.8% (state: 22.9%)
> Adults with a bachelor’s degree or higher: 31.3% (state: 36.0%)
> Metro areas considered in state: 3

[in-text-ad-2]

DenisTangneyJr / iStock via Getty Images

Maryland: Cumberland
> Middle-income range: $43,767 – $66,821 (state: $56,295 – $88,426)
> Median household income: $51,440 (state: $90,203)
> Share of income earned by middle class: 14.0% (state: 15.1%)
> Share of income earned by wealthiest 5% of households: 24.6% (state: 21.4%)
> Adults with a bachelor’s degree or higher: 22.8% (state: 42.5%)
> Metro areas considered in state: 5

DenisTangneyJr / iStock via Getty Images

Massachusetts: Pittsfield
> Middle-income range: $48,013 – $75,760 (state: $44,235 – $69,505)
> Median household income: $60,749 (state: $89,645)
> Share of income earned by middle class: 12.7% (state: 14.5%)
> Share of income earned by wealthiest 5% of households: 27.0% (state: 22.7%)
> Adults with a bachelor’s degree or higher: 38.4% (state: 46.6%)
> Metro areas considered in state: 5

[in-text-ad]

ehrlif / iStock Editorial via Getty Images

Michigan: Saginaw
> Middle-income range: $38,559 – $63,798 (state: $50,228 – $77,958)
> Median household income: $50,606 (state: $63,498)
> Share of income earned by middle class: 15.5% (state: 14.8%)
> Share of income earned by wealthiest 5% of households: 18.9% (state: 22.1%)
> Adults with a bachelor’s degree or higher: 22.5% (state: 31.7%)
> Metro areas considered in state: 14

LIKE HE / iStock via Getty Images

Minnesota: Duluth
> Middle-income range: $49,622 – $79,095 (state: $48,732 – $77,231)
> Median household income: $64,960 (state: $77,720)
> Share of income earned by middle class: 15.5% (state: 15.2%)
> Share of income earned by wealthiest 5% of households: 21.6% (state: 21.3%)
> Adults with a bachelor’s degree or higher: 30.9% (state: 38.9%)
> Metro areas considered in state: 5

DenisTangneyJr / iStock via Getty Images

Mississippi: Hattiesburg
> Middle-income range: $41,805 – $66,642 (state: $52,379 – $83,764)
> Median household income: $55,444 (state: $48,716)
> Share of income earned by middle class: 13.9% (state: 14.4%)
> Share of income earned by wealthiest 5% of households: 25.4% (state: 22.1%)
> Adults with a bachelor’s degree or higher: 28.5% (state: 24.8%)
> Metro areas considered in state: 3

[in-text-ad-2]

Public Domain / Wikimedia Commons

Missouri: Joplin
> Middle-income range: $43,428 – $65,889 (state: $66,612 – $105,995)
> Median household income: $55,045 (state: $61,847)
> Share of income earned by middle class: 15.0% (state: 14.6%)
> Share of income earned by wealthiest 5% of households: 22.1% (state: 22.9%)
> Adults with a bachelor’s degree or higher: 24.3% (state: 31.7%)
> Metro areas considered in state: 8

leezsnow / iStock via Getty Images

Montana: Great Falls
> Middle-income range: $44,850 – $70,523 (state: $50,618 – $77,150)
> Median household income: $57,706 (state: $63,249)
> Share of income earned by middle class: 15.6% (state: 14.5%)
> Share of income earned by wealthiest 5% of households: 18.3% (state: 22.9%)
> Adults with a bachelor’s degree or higher: 27.4% (state: 34.8%)
> Metro areas considered in state: 3

[in-text-ad]

Cheri Alguire / iStock Editorial via Getty Images

Nebraska: Grand Island
> Middle-income range: $50,686 – $76,558 (state: $56,320 – $89,984)
> Median household income: $61,749 (state: $66,817)
> Share of income earned by middle class: 14.7% (state: 15.1%)
> Share of income earned by wealthiest 5% of households: 24.9% (state: 21.9%)
> Adults with a bachelor’s degree or higher: 21.2% (state: 34.4%)
> Metro areas considered in state: 3

DenisTangneyJr / iStock via Getty Images

Nevada: Carson City
> Middle-income range: $49,917 – $77,620 (state: $49,218 – $77,486)
> Median household income: $65,330 (state: $66,274)
> Share of income earned by middle class: 16.0% (state: 14.8%)
> Share of income earned by wealthiest 5% of households: 18.6% (state: 22.4%)
> Adults with a bachelor’s degree or higher: 25.5% (state: 27.6%)
> Metro areas considered in state: 3

Sean Pavone / iStock via Getty Images

New Hampshire: Manchester-Nashua
> Middle-income range: $73,687 – $108,394 (state: $50,618 – $77,150)
> Median household income: $91,627 (state: $88,465)
> Share of income earned by middle class: 15.6% (state: 15.8%)
> Share of income earned by wealthiest 5% of households: 20.8% (state: 20.2%)
> Adults with a bachelor’s degree or higher: 41.4% (state: 40.2%)
> Metro areas considered in state: 1

Because Manchester is the only metro area with available data in New Hampshire, it ranks as having the poorest middle class by default.

[in-text-ad-2]

Ultima_Gaina / iStock via Getty Images

New Jersey: Vineland-Bridgeton
> Middle-income range: $46,988 – $73,239 (state: $66,612 – $105,995)
> Median household income: $58,389 (state: $89,296)
> Share of income earned by middle class: 14.6% (state: 14.4%)
> Share of income earned by wealthiest 5% of households: 21.2% (state: 22.9%)
> Adults with a bachelor’s degree or higher: 18.3% (state: 43.1%)
> Metro areas considered in state: 4

SWCargill / iStock via Getty Images

New Mexico: Las Cruces
> Middle-income range: $35,794 – $57,491 (state: $63,308 – $101,711)
> Median household income: $45,178 (state: $53,992)
> Share of income earned by middle class: 13.6% (state: 14.3%)
> Share of income earned by wealthiest 5% of households: 21.7% (state: 22.3%)
> Adults with a bachelor’s degree or higher: 30.1% (state: 30.1%)
> Metro areas considered in state: 4

[in-text-ad]

New York: Watertown-Fort Drum
> Middle-income range: $51,913 – $71,893 (state: $41,926 – $68,599)
> Median household income: $60,398 (state: $74,314)
> Share of income earned by middle class: 15.4% (state: 13.6%)
> Share of income earned by wealthiest 5% of households: 20.1% (state: 25.3%)
> Adults with a bachelor’s degree or higher: 29.6% (state: 39.9%)
> Metro areas considered in state: 13

CRobertson / iStock Editorial via Getty Images

North Carolina: Greenville
> Middle-income range: $34,127 – $60,854 (state: $53,802 – $82,323)
> Median household income: $44,450 (state: $61,972)
> Share of income earned by middle class: 13.7% (state: 14.4%)
> Share of income earned by wealthiest 5% of households: 22.9% (state: 23.1%)
> Adults with a bachelor’s degree or higher: 33.6% (state: 34.9%)
> Metro areas considered in state: 15

DenisTangneyJr / iStock via Getty Images

North Dakota: Grand Forks
> Middle-income range: $49,819 – $79,449 (state: $50,200 – $78,317)
> Median household income: $62,568 (state: $66,519)
> Share of income earned by middle class: 15.9% (state: 15.4%)
> Share of income earned by wealthiest 5% of households: 20.5% (state: 21.3%)
> Adults with a bachelor’s degree or higher: 33.1% (state: 31.7%)
> Metro areas considered in state: 3

[in-text-ad-2]

Ohio: Mansfield
> Middle-income range: $40,266 – $62,272 (state: $66,968 – $104,584)
> Median household income: $51,158 (state: $62,262)
> Share of income earned by middle class: 14.6% (state: 14.8%)
> Share of income earned by wealthiest 5% of households: 23.9% (state: 22.3%)
> Adults with a bachelor’s degree or higher: 17.4% (state: 30.7%)
> Metro areas considered in state: 11

DenisTangneyJr / iStock via Getty Images

Oklahoma: Lawton
> Middle-income range: $39,460 – $62,236 (state: $56,948 – $94,304)
> Median household income: $49,422 (state: $55,826)
> Share of income earned by middle class: 15.1% (state: 14.9%)
> Share of income earned by wealthiest 5% of households: 20.8% (state: 21.2%)
> Adults with a bachelor’s degree or higher: 24.3% (state: 27.9%)
> Metro areas considered in state: 4

[in-text-ad]

Oregon: Grants Pass
> Middle-income range: $38,208 – $61,038 (state: $39,906 – $65,189)
> Median household income: $48,785 (state: $71,562)
> Share of income earned by middle class: 14.1% (state: 15.0%)
> Share of income earned by wealthiest 5% of households: 21.6% (state: 21.4%)
> Adults with a bachelor’s degree or higher: 21.0% (state: 36.3%)
> Metro areas considered in state: 8

WilliamSherman / iStock via Getty Images

Pennsylvania: Johnstown
> Middle-income range: $41,576 – $67,910 (state: $66,968 – $104,584)
> Median household income: $52,995 (state: $68,957)
> Share of income earned by middle class: 14.4% (state: 14.7%)
> Share of income earned by wealthiest 5% of households: 24.8% (state: 22.2%)
> Adults with a bachelor’s degree or higher: 23.4% (state: 34.5%)
> Metro areas considered in state: 18

SeanPavonePhoto / iStock via Getty Images

Rhode Island: Providence-Warwick
> Middle-income range: $57,443 – $93,753 (state: $50,200 – $78,317)
> Median household income: $73,788 (state: $74,008)
> Share of income earned by middle class: 15.2% (state: 15.0%)
> Share of income earned by wealthiest 5% of households: 20.6% (state: 21.2%)
> Adults with a bachelor’s degree or higher: 34.1% (state: 36.5%)
> Metro areas considered in state: 1

Because Providence is the only metro area with available data in Rhode Island, it ranks as having the poorest middle class by default.

[in-text-ad-2]

South Carolina: Sumter
> Middle-income range: $32,605 – $54,036 (state: $50,200 – $78,317)
> Median household income: $43,210 (state: $59,318)
> Share of income earned by middle class: 14.9% (state: 14.6%)
> Share of income earned by wealthiest 5% of households: 20.3% (state: 22.8%)
> Adults with a bachelor’s degree or higher: 22.0% (state: 31.5%)
> Metro areas considered in state: 8

EunikaSopotnicka / iStock via Getty Images

South Dakota: Rapid City
> Middle-income range: $51,138 – $74,901 (state: $39,906 – $65,189)
> Median household income: $63,342 (state: $66,143)
> Share of income earned by middle class: 15.6% (state: 15.3%)
> Share of income earned by wealthiest 5% of households: 20.7% (state: 23.0%)
> Adults with a bachelor’s degree or higher: 34.6% (state: 31.7%)
> Metro areas considered in state: 2

[in-text-ad]

Dee / iStock Editorial via Getty Images

Tennessee: Morristown
> Middle-income range: $33,595 – $54,763 (state: $48,732 – $77,231)
> Median household income: $43,213 (state: $59,695)
> Share of income earned by middle class: 14.0% (state: 14.3%)
> Share of income earned by wealthiest 5% of households: 22.6% (state: 23.9%)
> Adults with a bachelor’s degree or higher: 18.2% (state: 30.5%)
> Metro areas considered in state: 10

tirc83 / iStock Unreleased via Getty Images

Texas: McAllen-Edinburg-Mission
> Middle-income range: $33,517 – $57,357 (state: $40,459 – $66,840)
> Median household income: $44,818 (state: $66,963)
> Share of income earned by middle class: 14.8% (state: 14.4%)
> Share of income earned by wealthiest 5% of households: 20.2% (state: 22.8%)
> Adults with a bachelor’s degree or higher: 20.0% (state: 33.1%)
> Metro areas considered in state: 25

DenisTangneyJr / iStock via Getty Images

Utah: Logan
> Middle-income range: $53,402 – $79,926 (state: $48,960 – $76,524)
> Median household income: $67,022 (state: $79,449)
> Share of income earned by middle class: 14.9% (state: 15.2%)
> Share of income earned by wealthiest 5% of households: 23.1% (state: 22.0%)
> Adults with a bachelor’s degree or higher: 37.9% (state: 36.8%)
> Metro areas considered in state: 5

[in-text-ad-2]

halbergman / iStock via Getty Images

Vermont: Burlington-South Burlington
> Middle-income range: $65,505 – $98,761 (state: $50,618 – $77,150)
> Median household income: $81,852 (state: $72,431)
> Share of income earned by middle class: 15.4% (state: 15.3%)
> Share of income earned by wealthiest 5% of households: 20.1% (state: 21.0%)
> Adults with a bachelor’s degree or higher: 51.0% (state: 44.4%)
> Metro areas considered in state: 1

Because Burlington is the only metro area with available data in Vermont, it ranks as having the poorest middle class by default.

Virginia: Blacksburg-Christiansburg
> Middle-income range: $40,505 – $67,927 (state: $52,300 – $80,974)
> Median household income: $54,737 (state: $80,963)
> Share of income earned by middle class: 15.1% (state: 14.7%)
> Share of income earned by wealthiest 5% of households: 22.4% (state: 21.7%)
> Adults with a bachelor’s degree or higher: 36.2% (state: 41.8%)
> Metro areas considered in state: 9

[in-text-ad]

BehindTheLens / E+ via Getty Images

Washington: Yakima
> Middle-income range: $47,274 – $71,885 (state: $39,906 – $65,189)
> Median household income: $61,012 (state: $84,247)
> Share of income earned by middle class: 16.6% (state: 14.6%)
> Share of income earned by wealthiest 5% of households: 16.6% (state: 22.4%)
> Adults with a bachelor’s degree or higher: 18.4% (state: 39.0%)
> Metro areas considered in state: 11

hkim39 / iStock via Getty Images

West Virginia: Beckley
> Middle-income range: $32,271 – $54,189 (state: $53,713 – $85,848)
> Median household income: $38,737 (state: $51,248)
> Share of income earned by middle class: 14.1% (state: 14.3%)
> Share of income earned by wealthiest 5% of households: 22.3% (state: 23.4%)
> Adults with a bachelor’s degree or higher: 20.4% (state: 24.1%)
> Metro areas considered in state: 7

William Reagan / iStock via Getty Images

Wisconsin: Eau Claire
> Middle-income range: $51,278 – $75,548 (state: $37,564 – $62,640)
> Median household income: $61,684 (state: $67,125)
> Share of income earned by middle class: 15.5% (state: 15.3%)
> Share of income earned by wealthiest 5% of households: 20.4% (state: 21.2%)
> Adults with a bachelor’s degree or higher: 29.4% (state: 32.5%)
> Metro areas considered in state: 12

[in-text-ad-2]

DenisTangneyJr / E+ via Getty Images

Wyoming: Casper
> Middle-income range: $51,001 – $75,905 (state: $52,295 – $82,996)
> Median household income: $63,605 (state: $65,204)
> Share of income earned by middle class: 15.4% (state: 15.1%)
> Share of income earned by wealthiest 5% of households: 23.8% (state: 22.9%)
> Adults with a bachelor’s degree or higher: 27.7% (state: 29.2%)
> Metro areas considered in state: 2

Methodology

To identify the city in every state with the weakest middle class, 24/7 Wall St. reviewed metro area level data from the U.S. Census Bureau’s 2021 American Community Survey. For each of the 384 U.S. metro areas with available data, we reviewed the income range of the middle 20% earners at the household level. In each state, the metro area with the lowest ceiling for the middle quintile of earners ranks as having the poorest middle class. 

It is important to note that Delaware, New Hampshire, Rhode Island, and Vermont are each home to only one metro area. As a result, the city listed for each of these states ranks as having the poorest middle class by default only. 

Population figures, as well as supplementary data on the share of income earned by the middle 20% of households by earnings, the share of income earned by the highest earning 5% of households, median household income, and adults with a bachelor’s degree or higher are also from the 2021 ACS. 

Is Your Money Earning the Best Possible Rate? (Sponsor)

Let’s face it: If your money is just sitting in a checking account, you’re losing value every single day. With most checking accounts offering little to no interest, the cash you worked so hard to save is gradually being eroded by inflation.

However, by moving that money into a high-yield savings account, you can put your cash to work, growing steadily with little to no effort on your part. In just a few clicks, you can set up a high-yield savings account and start earning interest immediately.

There are plenty of reputable banks and online platforms that offer competitive rates, and many of them come with zero fees and no minimum balance requirements. Click here to see if you’re earning the best possible rate on your money!

Thank you for reading! Have some feedback for us?
Contact the 24/7 Wall St. editorial team.