Your Social Security Payments Could Be Interrupted.

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By Douglas A. McIntyre Published
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Your Social Security Payments Could Be Interrupted.

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A number of experts and politicians have commented that if DOGE starts firing large numbers of people at the Social Security Administration, payments could be interrupted.

The loudest voice about severe problems was Martin O’Malley, the SSA commissioner during the Biden administration, who said, “Outsiders who are unfamiliar with nuances of SSA programs are making decisions and that they will make mistakes.”

That chorus just got louder. Democratic Sens. Elizabeth Warren and Ron Wyden warned Frank Bisignano, the nominee to lead the Social Security Administration, that he would be responsible if staff cuts interfere with the agency’s ability to process and disburse benefit checks, according to CNBC. They wrote, “As President Trump’s nominee for SSA Commissioner, you will be responsible if the Trump Administration’s attacks on the program result in failures or delays in getting Americans their Social Security checks — in other words, a backdoor cut to benefits,”

Very few people believe that the administration will permanently cut benefits, at least for now. But delayed payments would be a catastrophe, nonetheless. In January 2025, roughly 73 million people received Social Security Administration (SSA) benefits. Approximately 40% of these have Social Security as their only income.

The Security Center on Budget and Policy Priorities reported that without Social Security, nearly 4 in 10 adults aged 65 and older would have incomes below the official poverty line. Any extended interruption of benefits could leave them without food and shelter.

At this point, there appears to be almost no chance Social Security payments will be eliminated. Looking into the future, Social Security “runs out of money” in 2035, meaning the benefit paid will drop to about 73% of the current total. However, if there is enough disruption in the number of people at the SSA, or they are asked to change how the system is operated, Americans face a period during which they will not be paid on time.

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About the Author Douglas A. McIntyre →

Douglas A. McIntyre is the co-founder, chief executive officer and editor in chief of 24/7 Wall St. and 24/7 Tempo. He has held these jobs since 2006.

McIntyre has written thousands of articles for 24/7 Wall St. He is an expert on corporate finance, the automotive industry, media companies and international finance. He has edited articles on national demographics, sports, personal income and travel.

His work has been quoted or mentioned in The New York Times, The Wall Street Journal, Los Angeles Times, The Washington Post, NBC News, Time, The New Yorker, HuffPost USA Today, Business Insider, Yahoo, AOL, MarketWatch, The Atlantic, Bloomberg, New York Post, Chicago Tribune, Forbes, The Guardian and many other major publications. McIntyre has been a guest on CNBC, the BBC and television and radio stations across the country.

A magna cum laude graduate of Harvard College, McIntyre also was president of The Harvard Advocate. Founded in 1866, the Advocate is the oldest college publication in the United States.

TheStreet.com, Comps.com and Edgar Online are some of the public companies for which McIntyre served on the board of directors. He was a Vicinity Corporation board member when the company was sold to Microsoft in 2002. He served on the audit committees of some of these companies.

McIntyre has been the CEO of FutureSource, a provider of trading terminals and news to commodities and futures traders. He was president of Switchboard, the online phone directory company. He served as chairman and CEO of On2 Technologies, the video compression company that provided video compression software for Adobe’s Flash. Google bought On2 in 2009.

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