Personal Finance
Personal Finance Articles
If you are considering buying a home, the first and most important thing you must do is figure out what you can afford on your current salary. Most importantly, you must make this decision without...
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If financial advisors were free, perhaps more people would use them. But understandably, financial advisors need to make money so they can feed their families, too. And that makes the decision...
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A 72-year-old Reddit user is trying to figure out how to handle a tough situation. He bought a home that was too expensive, and now he’s left with bills he can’t pay. He said he got lucky for the...
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Many retired Americans today rely on Social Security to make ends meet. But sometimes, things don’t go smoothly in the context of applying for and getting benefits. In this Reddit post,...
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It should go without saying that even if you try to do something you feel is a once-in-a-lifetime opportunity, you should watch your finances carefully. Whether this is buying your dream home or...
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When it comes time to decide when to retire, if you are a member of the FIRE community, especially ChubbyFIRE, it’s a highly personal decision. If you take this one step further and believe in...
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As the private sector becomes immersed with the cryptocurrency market, the public sector is looking to follow in its footsteps. Under the Trump administration, there has been a great deal of buzz...
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A Reddit user posted recently because he is upset that the church he worked for classified him as an independent contractor. Because he did not have taxes withheld from his paychecks as a result, he...
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There are many benefits to retiring on the early side — escaping a stressful job, reclaiming your time, and getting to enjoy things like travel while your health is strong. But there can...
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Unfortunately, in a society that has become completely obsessed with money and the accumulation of our little hoards of wealth, it has become normal for people to feel apprehensive about marriage...
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Medical bills are a nightmare, and one of the only things that can make them worse is getting one from years ago when you weren’t expecting it. Are you under any obligation to pay your medical...
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Retiring around two and a half decades earlier than the norm in an expensive city with multiple dependents can be tricky. And while a colossal nest egg worth $3.3 million seems sizeable enough to...
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When it comes to living your life and spending money, only you can decide the best path forward as far as how you spend money. For some people, this means only using cash, while others rely solely on...
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Building up a savings account is a fantastic achievement for anyone who lives an everyday, non-FIRE life (financial independence, retirement early). This is challenging as it’s hard to remember...
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One of the toughest life decisions anyone can make is whether or not to relocate, especially regarding a job offer. Moving can and will disrupt your whole life, often taking you to a faraway place...
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