The Most-Searched Budgeting Tools of 2024

Personal Finance

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Published: December 10, 2024 11:00 am

Budgeting tools have become an essential part of modern financial planning. While many people used to keep budgets with pen and paper, most today track expenses and set financial goals on apps.

Certain apps and platforms have emerged as user favorites, either thanks to their sheer usefulness or due to aggressive marketing campaigns.

Here are the most-searched budgeting tools for 2024. We used Google Trends to track search data and organized the list below in a countdown style, so the most popular app is at the end!

Key Points from This Article

Desk, laptop and hands with paperwork in office for bookkeeping, payroll or monthly profit. Finance, administration and business person with computer for accounting, tax audit or planning budget — Budgeting is exceptionally important, and many people these days utilize apps to make it easier.

Budgeting apps and online tools have become very popular, especially with Millenials and Gen Z settling into adulthood.
However, some budgeting tools are more popular than others.
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10. Honeydue

Excited older couple giving high five, mature family celebrating success, checking or paying domestic bills, planning budget, smiling mature man holding financial documents, reading good news — Honeydue focuses on couples.

This unique budgeting tool is designed to help couple track their money together. It helps partners manage shared expenses and set goals together.

9. CountAbout

Glass jar with money and a sticker with the words BUDGET, on a wooden table. — CountAbout is a more traditional budgeting tool.

CountAbout is an automatic budgeting tool that pulls transactions from your banks, credit cards, and investment accounts and helps users turn it into a budget.

8. PocketGuard

A smart business woman who keeps a paper account using a calculator, an old woman manages the account's finances, calculates the tax on the cash budget, plans to pay off a bank loan debt — PocketGuard helps users determine when they have extra cash.

PocketGuard works a bit differently from other budgeting tools. It shows users exactly how much disposable income they have left after accounting for bills and necessities. It keeps track of “what’s left” to prevent overspending.

7. Monarch Money

Married Middle Aged Couple Planning Budget Together, Reading Papers And Calculating Spends While Sitting On Couch In Living Room, Husband And Wife Checking Documents And Accounting Taxes, Closeup — Monarch is focused on long-term financial planning, which does include budgeting tools.

Despite its popularity, Monarch Money isn’t actually that searched for. This premium platform has a sleek design and a focus on long-term financial planning. It isn’t just a budgeting app, as users can also monitor their net worth and track financial goals.

6. Everydollar

Businessmen use a calculator to calculate income and expenses in order to manage budgets to pay off credit card debt. — Everydollar is a simple budgeting solution without many of the extra bells and whistles.

Everydollar is a very simple budgeting tool that’s based on the zero-based budget philosophy. For those wanting to track their expenses simply, this is a solid app.

5. Simplifi by Quicken

family budget, finances and people concept - couple with papers and calculator counting money at home — Simplifi is simple, just like its name suggests!

Coming in very close to Monarch Money is Simplifi by Quicken. Simplifi allows users to track their expenses real-time. It’s perfect for users who just want to track their spending with minimal setup.

4. Good Budget

Closeup portrait of smiling senior mature woman depositing money into piggy bank, isolated on white background. Smart currency financial investment wealth decisions. Budget management and savings — Good Budget is all about expense tracking.

Good Budget is all about budgeting. It’s based on an envelope budgeting method and is ideal for expense tracking. It’s one of the few tools on this list that is focused almost exclusively on budgeting.

3. YNAB

Senior couple, stress and laptop for financial debt, budget mistake and investment fail or asset management at home. Elderly people with depression, thinking or reading news or email on computer — YNAB aligns very close with Ramsey’s advice.

YNAB stands for “You Need a Budget.” YNAB is built around a proactive, zero-based budgeting philosophy, helping users allocate every dollar toward specific purposes. It’s highly recommended for those who are trying to pay off debt and are a fan of Dave Ramsey’s philosophy.

2. Rocket Money

saving money with hand putting coins in jug glass and calculator to calculate budget concept finance and accounting and Gantt chart diagram. in office — Rocket Money also lets users save money by helping them manage subscriptions.

Rocket Money is exceedingly popular. It’s best known for its ability to identify and manage subscriptions, though it is mostly a budget-tracking app.

1. Empower

Empower is far more than just a budgeting tool.

Empower is also a very popular budgeting app. It was formally called Personal Capital and focuses on wealth management. It’s best known for offering investment tracking tools alongside budgeting features.

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