Personal Finance

Personal Finance Articles

The main point of life insurance is to replace your income in order to provide for your family when you pass away. But if you’re a stay-at-home parent not earning a paycheck, you probably don’t...
Buying a house today is no joke. Home prices have surged over 30% in the last four years and today the median cost of a new home is $412,300. Coming up with a down payment is no longer an easy...
What is it about people and the need to analyze the financial situation of everyone around them? Well, when your whole identity is tied to how much money you have, you tend to see that reflected in...
Social Security has been correctly described as a Ponzi scheme. The government uses the program’s taxes it collects today from future retirees to pay the benefits of current ones.  Conman Charles...
24/7 Wall St. Key Takeaways  Changing brokerages is a huge decision and not one that should be made solely on the promise of free money.  Robinhood has mixed reviews, especially for those with a...
After dipping a little bit last month, mortgage rates have started to keep back up in the first half of October – leading many prospective homebuyers to question if now is the right time to make...
24/7 Insights Before you travel, you should consider an insurance policy.  Also, make sure to check if your credit card provides any insurance protections.  Use the website Insure My Trip to check...
If you are 50, you’ve seen firsthand throughout your life how volatile the market can be, how prices of goods can change through the decades, and how quickly the job market can fluctuate. The good...
Sometimes, there’s more to life and happiness than just money. In the case of a Reddit poster on r/chubbyFIRE, a well-off couple in their 40s inquired if they’re in a good spot (they most...
If you’re 45 and worth millions, CONGRATULATIONS! Most people would say you’re living the dream. But if you’re married to someone who blows out the budget, welcome to the club. Couples of all...
As you approach retirement, one of the most crucial challenges is maximizing your savings. And you can do that by cutting down on expenses as you near your golden years. Here are some tips. 24/7 Wall...
Buying a home is likely going to be the most expensive purchase you ever make in your lifetime. Even cheap homes are no longer cheap. In just the last four years, U.S. home prices have soared nearly...
Nobody wants to think about their death. But you would want your loved ones to be taken care of when you’re gone. Life insurance can help give you this peace of mind. However, there are plenty of...