Personal Finance
Personal Finance Articles
Social Security is likely going to be a crucial source of income when you are retired. Unfortunately, because the rules surrounding the program are pretty complex, many people don’t understand...
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Living with your parents is often viewed as a negative when you’re an adult. The idea is that you’re supposed to go out on your own, not rely on mom and dad. However, one Reddit user is wondering...
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There are a number of tough decisions you might face as retirement gets near. You may, for example, be torn over whether to stay in your current city versus move to a cheaper one where you might have...
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If you love the idea of a risk-averse investment that isn’t necessarily subject to the stock market’s ups and downs, an annuity can provide a guaranteed income stream for many years. The thing...
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A 27-year-old Reddit user is considering buying a home. However, his situation is a unique one, because he doesn’t earn income from a job. Instead, he receives $130,000 annually from $4.5 million...
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Although millions of older Americans rely on Social Security to make ends meet, the program is filled with gaps and flaws that make it far from perfect. And one major issue it’s facing now is the...
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529 plans. You’ve been hearing about them since your first child was born. You’ve put off opening them nearly as long. And now the day has come. It’s time to seriously consider whether or not...
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Americans aren’t strangers to debt. The average consumer owes a little over $6,000 on credit cards, per the Federal Reserve, which is problematic given the rate at which credit card interest can...
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It must be such a great feeling to reach a stage in your life where you feel like you’ve saved up more than you ever expected you would. Indeed, smashing past your own financial expectations is...
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If you receive Social Security benefits, you are getting a Cost of Living Adjustment (COLA) this year. This means your retirement benefits check is going to be bigger than it was before. That’s the...
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Credit cards are almost required to function in this modern world. Since we are forced to be cogs in the capitalist machine, why not get a few benefits? Cashback credit cards can earn Generation X a...
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A caller to the Dave Ramsey show recently expressed regrets about a decision he made when his wife was dying. His wife told him she wanted to leave a legacy for their two children, and so she...
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Burnout is a harsh reality for many who may have neglected the work-life balance and aspects beyond their careers. Undoubtedly, some professions may find it very difficult to find some sort of...
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Many people work hard to build up savings for retirement. But retiring with a nice-sized nest egg is only half the battle. It’s equally important to make sure that money doesn’t run out on you....
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A high-yield savings account offers risk-free returns, but those returns aren’t as good as you think. That’s because the APYs are subject to taxation, and rate cuts can make these accounts even...
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