Personal Finance

Personal Finance Articles

Manhattan is one of the most expensive places to live in the world. If you’re getting started there, get ready to live like Aladdin’s genie stuffed into the “teeny tiny living space” of the...
24/7 Wall St. Key Insights: While their fees can be expensive, a trusted financial advisor can help you overcome market volatility and provide a safety net for your spouse.  An advisor can help with...
Social Security is on the fast track to insolvency. According to the nonpartisan Congressional Budget Office, the Old-Age and Survivors Insurance Trust Fund is going to run out of money in 2033. The...
It’s always a good practice to check in with how your retirement savings stack up against the averages. Undoubtedly, comparing to the averages can only take you so far. Everybody has their own...
In many ways, a typical Baby Boomer-style retirement seems a tad out of reach for today’s younger generations. Undoubtedly, Gen Z and Millennials look to have been dealt a much tougher hand, with...
24/7 Wall St. Key Takeaways: There is a large gap between the younger generations and older generations when it comes to Social Security. Social Security should be seen as a supplement, not as your...
Benjamin Franklin is famous for many things, including the following quote: Our new Constitution is now established, and has an appearance that promises permanency; but in this world nothing can be...
A household income of $500,000 sounds like a lot, and it is, but depending on where you live and what your lifestyle is like, you could still be living paycheck-to-paycheck. As the song “Mo Money,...
Owning your house free and clear is a goal all homeowners look forward to. Years, or most likely decades, of monthly mortgage payments is a burden most of us can’t wait to leave behind. With a...
For years, financial pundits have argued you should have money in a savings account earmarked for emergencies. That way, if you lose your job, worst case scenario, you’ll have access to money to...
24/7 Insights This Redditor believes in renting over buying.  They are paying for all vacations using credit card points.  All clothes are purchased from consignment stores.  Also: Are You On...
Millennial couples who have eschewed raising a family and have reached their career goal success can often find themselves at odds with the next step in their personal lives. A recent Reddit article...
Just because social security benefits don’t begin to kick in until your 60s doesn’t mean you should wait until a traditional retirement age (let’s say 62-65) before you make the big leap....