Personal Finance

Personal Finance Articles

The New Year is an exciting time when people reassess themselves and set big goals. However, you also have to make some changes to move closer to your long-term goals. That may include changing your...
Even those with a high hourly wage may still be running a bit behind when it comes to retirement. Undoubtedly, in a prior piece, I noted that it’s typically not the best idea to rely on one’s...
Many people turn to Dave Ramsey for financial insights. The financial guru has published many bestselling books while fielding numerous questions on his financial show.  Dave Ramsey has become such...
No matter how much wealth people accumulate, they always look for ways to optimize their finances. A couple in their 40s is no exception to the rule, based on a recent Reddit post in the Chubby...
There is absolutely no shortage of financial gurus and financial ‘experts’ who have their own strategies, hacks, and tips and tricks for cheating the existing financial system, all with varying...
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. 24/7 Wall Street Due to the gargantuan electricity...
Deciding how much to contribute to your 401(k) is a choice that can shape your future so you must make informed choices. One Reddit user recently asked for help with this issue. The poster is 26,...
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them.  24/7 Wall St. : Despite some rate cuts, high-yield...
One thing soon-to-be retirees need to start looking at carefully is where they fall in terms of Social Security benefits. Whether you start taking withdrawals at 62, 67, or 70, it’s important to...
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Deciding between a Roth 401(k) and a Traditional 401(k)...
Credit card issuers offer incentives to convince people to use their cards instead of a competing credit card.  Commonperks include introductory 0% APR and extra rewards if you spend enough money...
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. 24/7 Wall Street People who have amassed large...
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. For many couples, making decisions about whether to put...
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Despite some setbacks in the wake of the COVID-19...
Many people warn about lifestyle creep, and rightfully so. If your expenses grow faster than your income, it’s difficult to save up for your future.  However, some people take it a bit too far and...
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