States Where People Are Struggling With the Most Debt

50. Kentucky
> Median debt in collections $1,296
> Adults with any debt in collections: 34.8% — 11th highest
> Median debt in collections, communities of color: $1,037 — 10th lowest
> Adults with any debt in collections, communities of color: 68.1% — 2nd highest
> Median debt in collections, majority white communities: $1,305 — 2nd lowest
> Share with any debt in collections, majority white communities: 33.3% — 6th highest

49. New Jersey
> Median debt in collections $1,352
> Adults with any debt in collections: 24.4% — 20th lowest
> Median debt in collections, communities of color: $1,286 — 12th lowest
> Adults with any debt in collections, communities of color: 36.7% — 14th lowest
> Median debt in collections, majority white communities: $1,430 — 4th lowest
> Share with any debt in collections, majority white communities: 17.9% — 9th lowest

48. Illinois
> Median debt in collections $1,489
> Adults with any debt in collections: 27.4% — 22nd highest
> Median debt in collections, communities of color: $1,463 — 18th lowest
> Adults with any debt in collections, communities of color: 44.1% — 25th lowest
> Median debt in collections, majority white communities: $1,521 — 7th lowest
> Share with any debt in collections, majority white communities: 22.2% — 23rd lowest

47. Ohio
> Median debt in collections $1,501
> Adults with any debt in collections: 31.5% — 17th highest
> Median debt in collections, communities of color: $1,459 — 17th lowest
> Adults with any debt in collections, communities of color: 56.4% — 5th highest
> Median debt in collections, majority white communities: $1,507 — 5th lowest
> Share with any debt in collections, majority white communities: 28.0% — 15th highest

46. Michigan
> Median debt in collections $1,505
> Adults with any debt in collections: 28.1% — 21st highest
> Median debt in collections, communities of color: $1,812 — 21st highest
> Adults with any debt in collections, communities of color: 56.4% — 6th highest
> Median debt in collections, majority white communities: $1,412 — 3rd lowest
> Share with any debt in collections, majority white communities: 24.1% — 21st highest

45. Connecticut
> Median debt in collections $1,516
> Adults with any debt in collections: 24.5% — 21st lowest
> Median debt in collections, communities of color: $1,439 — 15th lowest
> Adults with any debt in collections, communities of color: 43.1% — 23rd lowest
> Median debt in collections, majority white communities: $1,540 — 9th lowest
> Share with any debt in collections, majority white communities: 18.1% — 12th lowest

44. Oregon
> Median debt in collections $1,532
> Adults with any debt in collections: 18.7% — 7th lowest
> Median debt in collections, communities of color: N/A — N/A
> Adults with any debt in collections, communities of color: N/A — N/A
> Median debt in collections, majority white communities: $1,551 — 10th lowest
> Share with any debt in collections, majority white communities: 18.0% — 10th lowest

43. Massachusetts
> Median debt in collections $1,564
> Adults with any debt in collections: 18.8% — 8th lowest
> Median debt in collections, communities of color: $1,455 — 16th lowest
> Adults with any debt in collections, communities of color: 34.7% — 12th lowest
> Median debt in collections, majority white communities: $1,630 — 12th lowest
> Share with any debt in collections, majority white communities: 15.8% — 3rd lowest

42. West Virginia
> Median debt in collections $1,583
> Adults with any debt in collections: 40.0% — 4th highest
> Median debt in collections, communities of color: N/A — N/A
> Adults with any debt in collections, communities of color: N/A — N/A
> Median debt in collections, majority white communities: $1,572 — 11th lowest
> Share with any debt in collections, majority white communities: 40.0% — the highest

41. North Carolina
> Median debt in collections $1,593
> Adults with any debt in collections: 34.3% — 14th highest
> Median debt in collections, communities of color: $1,676 — 22nd lowest
> Adults with any debt in collections, communities of color: 46.1% — 23rd highest
> Median debt in collections, majority white communities: $1,533 — 8th lowest
> Share with any debt in collections, majority white communities: 29.7% — 12th highest

40. Maryland
> Median debt in collections $1,608
> Adults with any debt in collections: 27.0% — 25th highest
> Median debt in collections, communities of color: $1,708 — 24th lowest
> Adults with any debt in collections, communities of color: 36.0% — 13th lowest
> Median debt in collections, majority white communities: $1,512 — 6th lowest
> Share with any debt in collections, majority white communities: 21.0% — 20th lowest

39. Iowa
> Median debt in collections $1,632
> Adults with any debt in collections: 21.8% — 14th lowest
> Median debt in collections, communities of color: $899 — 8th lowest
> Adults with any debt in collections, communities of color: 48.4% — 19th highest
> Median debt in collections, majority white communities: $1,669 — 16th lowest
> Share with any debt in collections, majority white communities: 21.1% — 21st lowest

38. Colorado
> Median debt in collections $1,645
> Adults with any debt in collections: 23.2% — 18th lowest
> Median debt in collections, communities of color: $1,396 — 13th lowest
> Adults with any debt in collections, communities of color: 38.7% — 16th lowest
> Median debt in collections, majority white communities: $1,689 — 20th lowest
> Share with any debt in collections, majority white communities: 19.4% — 15th lowest

37. Arkansas
> Median debt in collections $1,656
> Adults with any debt in collections: 37.3% — 6th highest
> Median debt in collections, communities of color: $1,870 — 17th highest
> Adults with any debt in collections, communities of color: 56.4% — 7th highest
> Median debt in collections, majority white communities: $1,634 — 13th lowest
> Share with any debt in collections, majority white communities: 34.5% — 4th highest

36. Maine
> Median debt in collections $1,671
> Adults with any debt in collections: 27.2% — 24th highest
> Median debt in collections, communities of color: N/A — N/A
> Adults with any debt in collections, communities of color: N/A — N/A
> Median debt in collections, majority white communities: $1,673 — 17th lowest
> Share with any debt in collections, majority white communities: 27.1% — 17th highest

35. Vermont
> Median debt in collections $1,674
> Adults with any debt in collections: 17.8% — 5th lowest
> Median debt in collections, communities of color: N/A — N/A
> Adults with any debt in collections, communities of color: N/A — N/A
> Median debt in collections, majority white communities: $1,685 — 19th lowest
> Share with any debt in collections, majority white communities: 17.7% — 8th lowest

34. New Hampshire
> Median debt in collections $1,680
> Adults with any debt in collections: 19.3% — 10th lowest
> Median debt in collections, communities of color: N/A — N/A
> Adults with any debt in collections, communities of color: N/A — N/A
> Median debt in collections, majority white communities: $1,679 — 18th lowest
> Share with any debt in collections, majority white communities: 19.3% — 14th lowest

33. Rhode Island
> Median debt in collections $1,681
> Adults with any debt in collections: 24.2% — 19th lowest
> Median debt in collections, communities of color: $1,547 — 20th lowest
> Adults with any debt in collections, communities of color: 38.1% — 15th lowest
> Median debt in collections, majority white communities: $1,732 — 24th lowest
> Share with any debt in collections, majority white communities: 20.9% — 19th lowest

32. Wisconsin
> Median debt in collections $1,687
> Adults with any debt in collections: 20.9% — 11th lowest
> Median debt in collections, communities of color: $1,465 — 19th lowest
> Adults with any debt in collections, communities of color: 53.2% — 12th highest
> Median debt in collections, majority white communities: $1,743 — 25th highest
> Share with any debt in collections, majority white communities: 18.1% — 11th lowest

31. Kansas
> Median debt in collections $1,706
> Adults with any debt in collections: 27.4% — 23rd highest
> Median debt in collections, communities of color: $1,421 — 14th lowest
> Adults with any debt in collections, communities of color: 47.0% — 21st highest
> Median debt in collections, majority white communities: $1,740 — 25th lowest
> Share with any debt in collections, majority white communities: 24.1% — 22nd highest

30. Minnesota
> Median debt in collections $1,719
> Adults with any debt in collections: 14.2% — the lowest
> Median debt in collections, communities of color: $1,868 — 18th highest
> Adults with any debt in collections, communities of color: 32.6% — 11th lowest
> Median debt in collections, majority white communities: $1,699 — 22nd lowest
> Share with any debt in collections, majority white communities: 13.0% — the lowest

29. New Mexico
> Median debt in collections $1,722
> Adults with any debt in collections: 34.4% — 13th highest
> Median debt in collections, communities of color: $1,658 — 21st lowest
> Adults with any debt in collections, communities of color: 40.1% — 20th lowest
> Median debt in collections, majority white communities: $1,776 — 24th highest
> Share with any debt in collections, majority white communities: 22.4% — 25th lowest

28. New York
> Median debt in collections $1,734
> Adults with any debt in collections: 22.0% — 16th lowest
> Median debt in collections, communities of color: $1,725 — 25th lowest
> Adults with any debt in collections, communities of color: 29.3% — 9th lowest
> Median debt in collections, majority white communities: $1,789 — 23rd highest
> Share with any debt in collections, majority white communities: 18.1% — 13th lowest

27. Montana
> Median debt in collections $1,757
> Adults with any debt in collections: 21.9% — 15th lowest
> Median debt in collections, communities of color: $1,884 — 16th highest
> Adults with any debt in collections, communities of color: 52.3% — 13th highest
> Median debt in collections, majority white communities: $1,732 — 24th lowest
> Share with any debt in collections, majority white communities: 20.8% — 17th lowest

26. Virginia
> Median debt in collections $1,785
> Adults with any debt in collections: 26.9% — 25th lowest
> Median debt in collections, communities of color: $1,930 — 13th highest
> Adults with any debt in collections, communities of color: 39.5% — 18th lowest
> Median debt in collections, majority white communities: $1,666 — 15th lowest
> Share with any debt in collections, majority white communities: 23.7% — 23rd highest

25. North Dakota
> Median debt in collections $1,786
> Adults with any debt in collections: 16.8% — 3rd lowest
> Median debt in collections, communities of color: $993 — 9th lowest
> Adults with any debt in collections, communities of color: 41.7% — 22nd lowest
> Median debt in collections, majority white communities: $1,870 — 19th highest
> Share with any debt in collections, majority white communities: 16.0% — 4th lowest

24. Pennsylvania
> Median debt in collections $1,795
> Adults with any debt in collections: 26.0% — 22nd lowest
> Median debt in collections, communities of color: $1,756 — 23rd highest
> Adults with any debt in collections, communities of color: 52.2% — 15th highest
> Median debt in collections, majority white communities: $1,809 — 21st highest
> Share with any debt in collections, majority white communities: 22.4% — 24th lowest

23. Mississippi
> Median debt in collections $1,803
> Adults with any debt in collections: 38.3% — 5th highest
> Median debt in collections, communities of color: $1,809 — 22nd highest
> Adults with any debt in collections, communities of color: 50.8% — 16th highest
> Median debt in collections, majority white communities: $1,829 — 20th highest
> Share with any debt in collections, majority white communities: 32.4% — 7th highest

22. Washington
> Median debt in collections $1,846
> Adults with any debt in collections: 17.5% — 4th lowest
> Median debt in collections, communities of color: $1,732 — 24th highest
> Adults with any debt in collections, communities of color: 23.4% — 7th lowest
> Median debt in collections, majority white communities: $1,808 — 22nd highest
> Share with any debt in collections, majority white communities: 16.1% — 5th lowest

21. Delaware
> Median debt in collections $1,847
> Adults with any debt in collections: 30.9% — 18th highest
> Median debt in collections, communities of color: $1,867 — 19th highest
> Adults with any debt in collections, communities of color: 49.6% — 17th highest
> Median debt in collections, majority white communities: $1,650 — 14th lowest
> Share with any debt in collections, majority white communities: 25.5% — 20th highest

20. Indiana
> Median debt in collections $1,873
> Adults with any debt in collections: 30.7% — 19th highest
> Median debt in collections, communities of color: $1,862 — 20th highest
> Adults with any debt in collections, communities of color: 52.2% — 14th highest
> Median debt in collections, majority white communities: $1,873 — 18th highest
> Share with any debt in collections, majority white communities: 28.0% — 14th highest

19. California
> Median debt in collections $1,882
> Adults with any debt in collections: 23.2% — 17th lowest
> Median debt in collections, communities of color: $1,906 — 15th highest
> Adults with any debt in collections, communities of color: 27.5% — 8th lowest
> Median debt in collections, majority white communities: $1,695 — 21st lowest
> Share with any debt in collections, majority white communities: 16.5% — 6th lowest

18. Louisiana
> Median debt in collections $1,910
> Adults with any debt in collections: 40.9% — the highest
> Median debt in collections, communities of color: $1,945 — 12th highest
> Adults with any debt in collections, communities of color: 54.3% — 11th highest
> Median debt in collections, majority white communities: $1,916 — 15th highest
> Share with any debt in collections, majority white communities: 35.2% — 2nd highest

17. Hawaii
> Median debt in collections $1,927
> Adults with any debt in collections: 18.4% — 6th lowest
> Median debt in collections, communities of color: $1,930 — 13th highest
> Adults with any debt in collections, communities of color: 18.4% — 6th lowest
> Median debt in collections, majority white communities: $00 — N/A
> Share with any debt in collections, majority white communities: 22.5% — 25th highest

16. Alabama
> Median debt in collections $1,931
> Adults with any debt in collections: 36.9% — 7th highest
> Median debt in collections, communities of color: $1,983 — 9th highest
> Adults with any debt in collections, communities of color: 55.4% — 10th highest
> Median debt in collections, majority white communities: $1,912 — 17th highest
> Share with any debt in collections, majority white communities: 32.2% — 8th highest

15. Tennessee
> Median debt in collections $1,959
> Adults with any debt in collections: 34.4% — 12th highest
> Median debt in collections, communities of color: $2,250 — 3rd highest
> Adults with any debt in collections, communities of color: 57.3% — 4th highest
> Median debt in collections, majority white communities: $1,920 — 14th highest
> Share with any debt in collections, majority white communities: 31.4% — 10th highest

14. Georgia
> Median debt in collections $1,968
> Adults with any debt in collections: 36.6% — 9th highest
> Median debt in collections, communities of color: $2,049 — 6th highest
> Adults with any debt in collections, communities of color: 47.0% — 22nd highest
> Median debt in collections, majority white communities: $1,915 — 16th highest
> Share with any debt in collections, majority white communities: 30.6% — 11th highest

13. Utah
> Median debt in collections $1,992
> Adults with any debt in collections: 21.0% — 12th lowest
> Median debt in collections, communities of color: $1,727 — 25th highest
> Adults with any debt in collections, communities of color: 40.5% — 21st lowest
> Median debt in collections, majority white communities: $2,049 — 11th highest
> Share with any debt in collections, majority white communities: 19.7% — 16th lowest

12. Missouri
> Median debt in collections $2,004
> Adults with any debt in collections: 31.9% — 16th highest
> Median debt in collections, communities of color: $2,295 — 2nd highest
> Adults with any debt in collections, communities of color: 61.5% — 3rd highest
> Median debt in collections, majority white communities: $1,948 — 13th highest
> Share with any debt in collections, majority white communities: 28.4% — 13th highest

11. Arizona
> Median debt in collections $2,042
> Adults with any debt in collections: 30.3% — 20th highest
> Median debt in collections, communities of color: $1,975 — 10th highest
> Adults with any debt in collections, communities of color: 44.8% — 25th highest
> Median debt in collections, majority white communities: $2,044 — 12th highest
> Share with any debt in collections, majority white communities: 22.9% — 24th highest

10. Nebraska
> Median debt in collections $2,055
> Adults with any debt in collections: 19.2% — 9th lowest
> Median debt in collections, communities of color: $1,995 — 8th highest
> Adults with any debt in collections, communities of color: 39.5% — 19th lowest
> Median debt in collections, majority white communities: $2,123 — 10th highest
> Share with any debt in collections, majority white communities: 17.0% — 7th lowest

9. South Carolina
> Median debt in collections $2,119
> Adults with any debt in collections: 40.2% — 3rd highest
> Median debt in collections, communities of color: $2,047 — 7th highest
> Adults with any debt in collections, communities of color: 55.7% — 9th highest
> Median debt in collections, majority white communities: $2,159 — 8th highest
> Share with any debt in collections, majority white communities: 34.6% — 3rd highest

8. Alaska
> Median debt in collections $2,120
> Adults with any debt in collections: 26.6% — 24th lowest
> Median debt in collections, communities of color: $1,273 — 11th lowest
> Adults with any debt in collections, communities of color: 31.7% — 10th lowest
> Median debt in collections, majority white communities: $2,326 — 2nd highest
> Share with any debt in collections, majority white communities: 21.8% — 22nd lowest

7. Texas
> Median debt in collections $2,131
> Adults with any debt in collections: 40.7% — 2nd highest
> Median debt in collections, communities of color: $2,104 — 5th highest
> Adults with any debt in collections, communities of color: 49.3% — 18th highest
> Median debt in collections, majority white communities: $2,157 — 9th highest
> Share with any debt in collections, majority white communities: 31.9% — 9th highest

6. Nevada
> Median debt in collections $2,150
> Adults with any debt in collections: 34.9% — 10th highest
> Median debt in collections, communities of color: $1,969 — 11th highest
> Adults with any debt in collections, communities of color: 46.0% — 24th highest
> Median debt in collections, majority white communities: $2,192 — 6th highest
> Share with any debt in collections, majority white communities: 25.8% — 18th highest

5. South Dakota
> Median debt in collections $2,185
> Adults with any debt in collections: 16.3% — 2nd lowest
> Median debt in collections, communities of color: $1,707 — 23rd lowest
> Adults with any debt in collections, communities of color: 47.7% — 20th highest
> Median debt in collections, majority white communities: $2,212 — 4th highest
> Share with any debt in collections, majority white communities: 14.9% — 2nd lowest

3. Idaho
> Median debt in collections $2,227
> Adults with any debt in collections: 21.4% — 13th lowest
> Median debt in collections, communities of color: N/A — N/A
> Adults with any debt in collections, communities of color: 43.9% — 24th lowest
> Median debt in collections, majority white communities: $2,257 — 3rd highest
> Share with any debt in collections, majority white communities: 20.8% — 18th lowest

3. Oklahoma
> Median debt in collections $2,227
> Adults with any debt in collections: 36.9% — 8th highest
> Median debt in collections, communities of color: $2,216 — 4th highest
> Adults with any debt in collections, communities of color: 56.1% — 8th highest
> Median debt in collections, majority white communities: $2,211 — 5th highest
> Share with any debt in collections, majority white communities: 33.6% — 5th highest

2. Florida
> Median debt in collections $2,247
> Adults with any debt in collections: 32.5% — 15th highest
> Median debt in collections, communities of color: $2,332 — the highest
> Adults with any debt in collections, communities of color: 39.2% — 17th lowest
> Median debt in collections, majority white communities: $2,185 — 7th highest
> Share with any debt in collections, majority white communities: 27.7% — 16th highest

1. Wyoming
> Median debt in collections $2,532
> Adults with any debt in collections: 26.1% — 23rd lowest
> Median debt in collections, communities of color: N/A — N/A
> Adults with any debt in collections, communities of color: 78.4% — the highest
> Median debt in collections, majority white communities: $2,532 — the highest
> Share with any debt in collections, majority white communities: 25.7% — 19th highest