Special Report

The Most Affordable US Cities for Commuters

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Listing the most affordable metros for gasoline is becoming an increasingly challenging endeavor as the economic news becomes grimmer. 

The Labor Department on Friday said the consumer price index rose 8.6% in May from the same month a year ago, propelled by soaring energy and food prices. That is its fastest pace since December 1981. A gallon of gas in the U.S. now costs $5 on average nationwide, according to GasBuddy. JPMorgan analysts forecast that it could climb above $6. Crude oil is trading at around $120 a barrel, and analysts do not foresee much relief in sight. (The price of this household item is soaring.)

While the rising cost of gasoline has impacted all U.S. metro areas, some are more affordable for commuters. To find the most affordable metros for gas, 24/7 Wall St. reviewed Clever Real Estate’s The Best and Worst Cities for Commuters in 2022. Clever compared the 50 most populous U.S. metro areas across nine metrics related to commuting, including annual cost of commute cost as a percentage of income, commuting distances and times, and insurance and fuel costs among others.

Of the 10 metro areas that are the most affordable for commuters, three are in Ohio – Cincinnati, Columbus, and Cleveland. The annual cost to commute as a percentage of average income in all three metro regions is 16%. Buffalo, New York; Salt Lake City; and Virginia Beach, Virginia, all have an annual cost to commute as a percentage of average income of 15%, the lowest on the list. (These are the metros with the longest commutes.)

In contrast, the annual cost to commute as a percentage of average income in Detroit is a whopping 29%. The Motor City is one of three metros where that cost exceeds 20%, or one-fifth, of average income. Detroit is also saddled with the highest annual fuel cost of a workday commute at $12,801.

According to the real estate advice website Clever, the average commuter in the U.S. spends $8,466 and about 19% of their annual income on their commute every year. As part of that cost, the average commuter spends $867 on fuel and $410 on vehicle maintenance each year. 

The pandemic forced many to work from home, if they could, and now the escalating cost of gasoline is making the prospect of working remotely even more appealing. For those with in-person labor positions in manufacturing, retail, or health care who do not have a choice of working from home, they face the income crushing reality of higher gasoline prices.

Click here to see the most affordable metros for commuters
Click here to read our detailed methodology

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50. Detroit, MI
> Annual cost to commute as a pct. of average income: 29.0% — #1 most out of 50 metro areas
> Annual fuel cost of a workday commute: $12,801 — #1 most
> Annual maintenance cost of commuting: $487 — #6 most
> Potential income lost due to commuting: $5,045 — #22 most

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49. Atlanta, GA
> Annual cost to commute as a pct. of average income: 22.0% — #6 most out of 50 metro areas
> Annual fuel cost of a workday commute: $9,350 — #11 most
> Annual maintenance cost of commuting: $599 — #1 most
> Potential income lost due to commuting: $5,647 — #12 most

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48. New York, NY
> Annual cost to commute as a pct. of average income: 23.0% — #3 most out of 50 metro areas
> Annual fuel cost of a workday commute: $12,148 — #3 most
> Annual maintenance cost of commuting: $360 — #40 most
> Potential income lost due to commuting: $8,020 — #4 most

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47. Riverside, CA
> Annual cost to commute as a pct. of average income: 23.0% — #3 most out of 50 metro areas
> Annual fuel cost of a workday commute: $9,078 — #16 most
> Annual maintenance cost of commuting: $426 — #13 most
> Potential income lost due to commuting: $5,481 — #14 most

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46. Los Angeles, CA
> Annual cost to commute as a pct. of average income: 22.0% — #6 most out of 50 metro areas
> Annual fuel cost of a workday commute: $10,101 — #8 most
> Annual maintenance cost of commuting: $412 — #20 most
> Potential income lost due to commuting: $5,846 — #9 most

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45. San Francisco, CA
> Annual cost to commute as a pct. of average income: 20.0% — #12 most out of 50 metro areas
> Annual fuel cost of a workday commute: $12,358 — #2 most
> Annual maintenance cost of commuting: $374 — #36 most
> Potential income lost due to commuting: $8,780 — #1 most

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44. Chicago, IL
> Annual cost to commute as a pct. of average income: 20.0% — #12 most out of 50 metro areas
> Annual fuel cost of a workday commute: $9,256 — #12 most
> Annual maintenance cost of commuting: $468 — #8 most
> Potential income lost due to commuting: $6,019 — #8 most

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43. Houston, TX
> Annual cost to commute as a pct. of average income: 20.0% — #12 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,585 — #21 most
> Annual maintenance cost of commuting: $571 — #2 most
> Potential income lost due to commuting: $5,262 — #19 most

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42. Washington, DC
> Annual cost to commute as a pct. of average income: 19.0% — #21 most out of 50 metro areas
> Annual fuel cost of a workday commute: $11,556 — #4 most
> Annual maintenance cost of commuting: $426 — #13 most
> Potential income lost due to commuting: $8,771 — #2 most

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41. Dallas, TX
> Annual cost to commute as a pct. of average income: 20.0% — #12 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,362 — #24 most
> Annual maintenance cost of commuting: $571 — #2 most
> Potential income lost due to commuting: $5,056 — #21 most

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40. Phoenix, AZ
> Annual cost to commute as a pct. of average income: 20.0% — #12 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,198 — #27 most
> Annual maintenance cost of commuting: $534 — #4 most
> Potential income lost due to commuting: $4,630 — #29 most

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39. Miami, FL
> Annual cost to commute as a pct. of average income: 24.0% — #2 most out of 50 metro areas
> Annual fuel cost of a workday commute: $9,123 — #14 most
> Annual maintenance cost of commuting: $402 — #26 most
> Potential income lost due to commuting: $4,820 — #26 most

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38. Boston, MA
> Annual cost to commute as a pct. of average income: 18.0% — #27 most out of 50 metro areas
> Annual fuel cost of a workday commute: $10,520 — #7 most
> Annual maintenance cost of commuting: $410 — #22 most
> Potential income lost due to commuting: $7,491 — #6 most

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37. Seattle, WA
> Annual cost to commute as a pct. of average income: 18.0% — #27 most out of 50 metro areas
> Annual fuel cost of a workday commute: $10,546 — #6 most
> Annual maintenance cost of commuting: $421 — #17 most
> Potential income lost due to commuting: $7,533 — #5 most

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36. Nashville, TN
> Annual cost to commute as a pct. of average income: 19.0% — #21 most out of 50 metro areas
> Annual fuel cost of a workday commute: $7,890 — #29 most
> Annual maintenance cost of commuting: $515 — #5 most
> Potential income lost due to commuting: $4,759 — #27 most

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35. Philadelphia, PA
> Annual cost to commute as a pct. of average income: 21.0% — #10 most out of 50 metro areas
> Annual fuel cost of a workday commute: $9,610 — #9 most
> Annual maintenance cost of commuting: $365 — #38 most
> Potential income lost due to commuting: $5,833 — #10 most

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34. Orlando, FL
> Annual cost to commute as a pct. of average income: 22.0% — #6 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,058 — #28 most
> Annual maintenance cost of commuting: $426 — #13 most
> Potential income lost due to commuting: $4,497 — #33 most

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33. Baltimore, MD
> Annual cost to commute as a pct. of average income: 20.0% — #12 most out of 50 metro areas
> Annual fuel cost of a workday commute: $9,535 — #10 most
> Annual maintenance cost of commuting: $402 — #26 most
> Potential income lost due to commuting: $6,321 — #7 most

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32. Tampa, FL
> Annual cost to commute as a pct. of average income: 22.0% — #6 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,682 — #19 most
> Annual maintenance cost of commuting: $398 — #31 most
> Potential income lost due to commuting: $4,510 — #32 most

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31. San Diego, CA
> Annual cost to commute as a pct. of average income: 18.0% — #27 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,648 — #20 most
> Annual maintenance cost of commuting: $398 — #31 most
> Potential income lost due to commuting: $5,321 — #17 most

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30. Sacramento, CA
> Annual cost to commute as a pct. of average income: 19.0% — #21 most out of 50 metro areas
> Annual fuel cost of a workday commute: $9,082 — #15 most
> Annual maintenance cost of commuting: $374 — #36 most
> Potential income lost due to commuting: $5,548 — #13 most

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29. St. Louis, MO
> Annual cost to commute as a pct. of average income: 20.0% — #12 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,431 — #23 most
> Annual maintenance cost of commuting: $468 — #8 most
> Potential income lost due to commuting: $4,521 — #31 most

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28. Providence, RI
> Annual cost to commute as a pct. of average income: 20.0% — #12 most out of 50 metro areas
> Annual fuel cost of a workday commute: $9,129 — #13 most
> Annual maintenance cost of commuting: $410 — #22 most
> Potential income lost due to commuting: $5,059 — #20 most

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27. Birmingham, AL
> Annual cost to commute as a pct. of average income: 19.0% — #21 most out of 50 metro areas
> Annual fuel cost of a workday commute: $7,458 — #35 most
> Annual maintenance cost of commuting: $473 — #7 most
> Potential income lost due to commuting: $4,413 — #35 most

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26. Jacksonville, FL
> Annual cost to commute as a pct. of average income: 20.0% — #12 most out of 50 metro areas
> Annual fuel cost of a workday commute: $7,802 — #30 most
> Annual maintenance cost of commuting: $426 — #13 most
> Potential income lost due to commuting: $4,290 — #38 most

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25. San Jose, CA
> Annual cost to commute as a pct. of average income: 17.0% — #33 most out of 50 metro areas
> Annual fuel cost of a workday commute: $11,541 — #5 most
> Annual maintenance cost of commuting: $300 — #49 most
> Potential income lost due to commuting: $8,528 — #3 most

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24. Denver, CO
> Annual cost to commute as a pct. of average income: 18.0% — #27 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,921 — #17 most
> Annual maintenance cost of commuting: $398 — #31 most
> Potential income lost due to commuting: $5,811 — #11 most

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23. New Orleans, LA
> Annual cost to commute as a pct. of average income: 23.0% — #3 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,778 — #18 most
> Annual maintenance cost of commuting: $290 — #50 most
> Potential income lost due to commuting: $4,178 — #43 most

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22. Charlotte, NC
> Annual cost to commute as a pct. of average income: 17.0% — #33 most out of 50 metro areas
> Annual fuel cost of a workday commute: $7,139 — #37 most
> Annual maintenance cost of commuting: $454 — #10 most
> Potential income lost due to commuting: $4,676 — #28 most

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21. Las Vegas, NV
> Annual cost to commute as a pct. of average income: 21.0% — #10 most out of 50 metro areas
> Annual fuel cost of a workday commute: $7,782 — #31 most
> Annual maintenance cost of commuting: $337 — #45 most
> Potential income lost due to commuting: $3,942 — #47 most

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20. Minneapolis, MN
> Annual cost to commute as a pct. of average income: 17.0% — #33 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,254 — #26 most
> Annual maintenance cost of commuting: $445 — #11 most
> Potential income lost due to commuting: $5,303 — #18 most

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19. Austin, TX
> Annual cost to commute as a pct. of average income: 17.0% — #33 most out of 50 metro areas
> Annual fuel cost of a workday commute: $7,609 — #32 most
> Annual maintenance cost of commuting: $402 — #26 most
> Potential income lost due to commuting: $5,025 — #23 most

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18. San Antonio, TX
> Annual cost to commute as a pct. of average income: 18.0% — #27 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,879 — #42 most
> Annual maintenance cost of commuting: $412 — #20 most
> Potential income lost due to commuting: $4,203 — #42 most

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17. Portland, OR
> Annual cost to commute as a pct. of average income: 17.0% — #33 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,277 — #25 most
> Annual maintenance cost of commuting: $332 — #46 most
> Potential income lost due to commuting: $5,385 — #15 most

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16. Memphis, TN
> Annual cost to commute as a pct. of average income: 19.0% — #21 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,946 — #39 most
> Annual maintenance cost of commuting: $417 — #18 most
> Potential income lost due to commuting: $3,773 — #49 most

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15. Indianapolis, IN
> Annual cost to commute as a pct. of average income: 17.0% — #33 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,892 — #40 most
> Annual maintenance cost of commuting: $431 — #12 most
> Potential income lost due to commuting: $4,313 — #37 most

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14. Pittsburgh, PA
> Annual cost to commute as a pct. of average income: 17.0% — #33 most out of 50 metro areas
> Annual fuel cost of a workday commute: $7,516 — #34 most
> Annual maintenance cost of commuting: $379 — #35 most
> Potential income lost due to commuting: $4,860 — #24 most

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13. Louisville, KY
> Annual cost to commute as a pct. of average income: 19.0% — #21 most out of 50 metro areas
> Annual fuel cost of a workday commute: $7,559 — #33 most
> Annual maintenance cost of commuting: $356 — #41 most
> Potential income lost due to commuting: $3,966 — #46 most

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12. Kansas City, MO
> Annual cost to commute as a pct. of average income: 17.0% — #33 most out of 50 metro areas
> Annual fuel cost of a workday commute: $7,404 — #36 most
> Annual maintenance cost of commuting: $417 — #18 most
> Potential income lost due to commuting: $4,230 — #41 most

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11. Richmond, VA
> Annual cost to commute as a pct. of average income: 16.0% — #41 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,891 — #41 most
> Annual maintenance cost of commuting: $407 — #24 most
> Potential income lost due to commuting: $4,597 — #30 most

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10. Raleigh, NC
> Annual cost to commute as a pct. of average income: 16.0% — #41 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,984 — #38 most
> Annual maintenance cost of commuting: $398 — #31 most
> Potential income lost due to commuting: $4,857 — #25 most

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9. Cincinnati, OH
> Annual cost to commute as a pct. of average income: 16.0% — #41 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,762 — #45 most
> Annual maintenance cost of commuting: $407 — #24 most
> Potential income lost due to commuting: $4,375 — #36 most

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8. Oklahoma City, OK
> Annual cost to commute as a pct. of average income: 18.0% — #27 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,867 — #43 most
> Annual maintenance cost of commuting: $402 — #26 most
> Potential income lost due to commuting: $3,729 — #50 most

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7. Hartford, CT
> Annual cost to commute as a pct. of average income: 16.0% — #41 most out of 50 metro areas
> Annual fuel cost of a workday commute: $8,582 — #22 most
> Annual maintenance cost of commuting: $342 — #44 most
> Potential income lost due to commuting: $5,346 — #16 most

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6. Columbus, OH
> Annual cost to commute as a pct. of average income: 16.0% — #41 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,602 — #47 most
> Annual maintenance cost of commuting: $402 — #26 most
> Potential income lost due to commuting: $4,255 — #39 most

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5. Cleveland, OH
> Annual cost to commute as a pct. of average income: 16.0% — #41 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,745 — #46 most
> Annual maintenance cost of commuting: $365 — #38 most
> Potential income lost due to commuting: $4,417 — #34 most

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4. Virginia Beach, VA
> Annual cost to commute as a pct. of average income: 15.0% — #48 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,367 — #50 most
> Annual maintenance cost of commuting: $356 — #41 most
> Potential income lost due to commuting: $4,255 — #39 most

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3. Milwaukee, WI
> Annual cost to commute as a pct. of average income: 16.0% — #41 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,777 — #44 most
> Annual maintenance cost of commuting: $346 — #43 most
> Potential income lost due to commuting: $4,176 — #44 most

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2. Salt Lake City, UT
> Annual cost to commute as a pct. of average income: 15.0% (tied)– #48 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,518 — #48 most
> Annual maintenance cost of commuting: $304 — #47 most
> Potential income lost due to commuting: $4,035 — #45 most

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1. Buffalo, NY
> Annual cost to commute as a pct. of average income: 15.0% (tied) — #48 most out of 50 metro areas
> Annual fuel cost of a workday commute: $6,427 — #49 most
> Annual maintenance cost of commuting: $304 — #47 most
> Potential income lost due to commuting: $3,783 — #48 most

Methodology

To find the most affordable metros for gas, 24/7 Wall St. reviewed Clever Real Estate’s The Best and Worst Cities for Commuters in 2022. Clever compared the 50 most populous U.S. metro areas across nine metrics.

The metrics are: annual cost to commute as a percentage of the average income in each metro, annual fuel cost of a workday commute per resident, annual hours lost to traffic/congestion, annual maintenance cost of commuting, distance of commute, average annual insurance premium, how much potential annual income is lost to time spent commuting to work, time to work, average miles per hour achieved during commute. 

Clever used the following sources for its analysis: the U.S. Bureau of Labor Statistics, the U.S. Department of Transportation Federal Highway Administration, the U.S. Census, the American Automobile Association, the Brookings Institute, INRIX, GasBuddy, and The Zebra.

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