401(k)

401(k) Articles

I have a middle-class income — how do people contribute $30k annually to retirement?
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Financial planners and personal finance gurus like Dave...
Rich Duprey
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I'm 41 and planning to retire in a few years off of $10 million - should I even factor my 401k savings into my financial plan?
Aesop’s timeless children’s fable, The Ant and the Grasshopper, extols the values of preparation, hard work, thrift, and saving. The moral of the fable is summed up as: “Work hard today to get...
John Seetoo
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I know Dave Ramsey wouldn't agree but I think I want to cash out my 401k in order to take care of some debt
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Key points It is almost never a good idea to withdraw...
Aaron Webber
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I'm being told to raise my 401(k) contribution by 1% annually — should I follow this advice?
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Key points There is no “standard” retirement...
Aaron Webber
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Is it better have $3 million in a taxable brokerage or in a 401(k) - which would you pick?
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Receiving a large windfall allows you to make a lot of...
Rich Duprey
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I've had several job changes over the years and have accumulated multiple 401ks - should I merge them all together?
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. We move around a lot, when it comes to our jobs. No...
Rich Duprey
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I'm in my early 50s with $1 million in my 401k and looking to quit now because I feel burnt out - what would you do?
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. This couple is on a solid path toward early...
David Beren
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We're in our early 40s and already have $1 million in our 401(k) - is it a bad idea to start decreasing the amount we contribute?
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. This Redditor has a question about slowing down 401k...
David Beren
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Here's When You Should (And Shouldn't) Max Your 401(K)
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. A 401(k) plan will help you build up savings for...
David Beren
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Baby Boomers Can’t Afford Their Dream Retirement
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Many baby boomers cannot afford their dream retirement...
David Beren
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The Biggest Red Flags Lurking in Americans' 401(k) Plans
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Many experts believe that 401(k) plans remain among the...
Chris MacDonald
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I'm 38 and have banked $700k in my 401(k) - at my tax rate, does it make sense to contribute to a Roth 401(k)
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Key points: A Roth 401(k) is useful in certain...
Aaron Webber
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The Big Lie About Social Security Baby Boomers Were Sold
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Many baby boomers are the victims of misconceptions...
David Beren
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The Average American Can’t Answer These Simple 401(k) Questions
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Knowing key facts is critical as a 401(k) plan is...
David Beren
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I've been pouring money into my 401(k) and it's nearly $1 million - but is it actually too much?
A Reddit post entitled, “Is there such a thing as too much in 401(k)s?” caught my attention today. This post was in the subreddit r/ChubbyFIRE, which is for people who have a target portfolio of...
Aaron Webber
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