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The common lending guideline, or the 28% mortgage rule, stipulates that homeowners should spend 28% or less of their monthly gross income on major housing expenses — including mortgage principal,...
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Homes sitting vacant, not being taken care, are often unsightly and can add to urban blight. There are different reasons why homes are unoccupied, including rental units that landlords are struggling...
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What kind of house can you afford? That, of course, depends on your income and how much mortgage you can take on. According to lending guidelines, your monthly housing expenses — including mortgage...
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Housing affordability has been a sore subject for some time, with home prices growth have far outpacing wage growth in recent years. And with interest rates near highs not seen in decades,...
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The last time foreclosures were brutal was during the housing crisis, particularly in 2007 and 2008. Subprime mortgages drove default in some markets to double digits, particularly in Nevada,...
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Foreclosure activity in the U.S. is on the rise. In the first six months of the year, default notices, scheduled auctions, or bank repossessions, increased by 13% compared to the first half of last...
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