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mortgage Articles

For many generations of Americans, buying a home was a goal. It was a commitment to stability, a sign that you were a grown-up, a symbol of success. To many, over the decades, being able to own the...
The key 30-year fixed-rate mortgage averaged 7.19% in the last week of September, the highest in 23 years, according to Freddie Mac. Mortgage rates have shot up since the Federal Reserve began hiking...
White Americans not only make up the majority of the population — 59% excluding non-Hispanic whites — but they also dominate wealth ownership compared to Black and Hispanic Americans. The Federal...
The 2023 U.S. Home Equity & Underwater Report shows that some U.S. homes have underwater mortgages. This is “a combined estimated balance of loans secured by the property of at least 25 percent...
In May 2023 the median home listing price reached $441,000, up from $430,000 in April. Despite the increase, the price is down from a record high of $449,000 in June 2022. The yearly growth rate in...
The median home listing price in May 2023 rose to $441,000, a 0.9% annual increase. Despite the increase, the price is down from a record high of $449,000 in June 2022. This cooling trend is hopeful...
The residential real estate market rallied at a near-record pace from the start of the COVID-19 pandemic to just over a year ago. According to the S&P Case-Shiller price index, housing prices...
With home prices declining for over six months, some U.S. housing market conditions have shifted to favor buyers. Still, other conditions stack up against homebuyers, particularly mortgage rates. As...