Personal Finance

Personal Finance Articles

Prediction: This Will Be the Maximum Social Security Benefit Amount in 2035
In 2025, the maximum Social Security benefit is $5,108 per month. While most people don’t receive this much money, those who maxed out their average wages and claimed benefits at the age of 70 can...
Christy Bieber
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We’re Less Than a Decade Away from Social Security’s Trust Fund Running Dry. What Does This Mean for You?
Social Security has long been a trusted source of retirement funds, keeping millions of seniors out of poverty by providing consistent, reliable lifetime income that is protected against inflation....
Christy Bieber
Published:

I'm 53 years old and have a net worth of $10 million and I took a job that was 30% lower than what I usually make - was that dumb?
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. 24/7 Wall Street Pursuing a FatF.I.R.E. strategy can...
John Seetoo
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I'm in my 40s and most of the advice I'm seeing is to have $5.5 million saved for retirement, but I only have $150k saved and not sure where to go from here
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Retiring early and living a comfortable life is a goal...
Rich Duprey
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Suze Orman says if you want to make a lot of money ... do this
How complicated is it to make money? Not very complicated at all, according to Suze Orman. Orman believes there is a very simple recipe for financial success and the steps she suggests to achieve it...
Christy Bieber
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We're in our 50s with a net worth of $5 million and we're not sure if we can retire yet or if we're just being overly cautious
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. from 24/7 Wall St. Retiring in your 50s means needing...
Maurie Backman
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I'm 29 with $45k in my 401k and the calculators are telling me I'll have $4 million by the time I'm 65 - is that really accurate?
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. from 24/7 Wall St. Funding a 401(k) over a long period...
Maurie Backman
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In my 30s with $1.3 million and a family — is my retirement portfolio solid enough?
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. from 24/7 Wall St. A 36-year-old Reddit user with a...
Maurie Backman
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I'm in my early 50s with a net worth of $8m and 65% of my money is in one single stock - should I diversify?
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. 24/7 Wall Street People with portfolios containing a...
John Seetoo
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Why the 4% Rule Is Dead to Me
Let me be honest. There are things I’d rather do with my money than save a large portion in a retirement account. I’d much prefer to spend every penny of my salary on things like a nicer house, a...
Maurie Backman
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I'm 34 with a $5.5 million net worth currently looking to switch our two income family down to a one income family - can we afford it?
If you have $5.3 million and three small children under the age of five, can one parent afford to stay home with the kids? This was a question posted on Reddit recently.  The original poster (OP)...
Christy Bieber
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President Biden Just Signed New Social Security Bills. Whose Benefits are Getting Bigger?
In one of his last acts before leaving office, President Biden signed The Social Security Fairness Act, H.R. 82. This law reflects the first major reforms to Social Security that have taken place in...
Christy Bieber
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I'm 50 with a $12.5 million net worth and plan to retire in 5 years—am I covered from every angle?
A Redditor recently posted in the Fat FIRE subreddit about his plan to retire in five years. He has a net worth of $12.5 million at 50 years old and has paid off his house in an HCOL area. ...
Marc Guberti
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Dave Ramsey's Advice Is True Again: "Don’t believe the LIE that you need a credit score. You’ll be just fine without one."
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Do you need a credit score? If you believe Dave Ramsey,...
Christy Bieber
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I’m a multi-millionaire in my 40s. Should I purchase long-term care insurance?
This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. Long-term care (LTC) insurance is pushed as a...
Rich Duprey
Published:
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