Ares Capital

ARCC Q3 2025 Earnings

Reported Oct 27, 2025 at 8:29 PM ET · SEC Source

Q3 25 EPS

$0.50

MISS 0.68%

Est. $0.50

Q3 25 Revenue

$782.0M

BEAT +2.01%

Est. $766.6M

vs S&P Since Q3 25

-8.2%

TRAILING MARKET

ARCC -3.3% vs S&P +4.9%

Market Reaction

Did ARCC Beat Earnings? Q3 2025 Results

Ares Capital delivered a mixed third quarter for fiscal 2025, beating on revenue while falling just short on earnings as yield compression weighed on net investment income. Total investment income reached $782.00 million, clearing the $766.57 million… Read more Ares Capital delivered a mixed third quarter for fiscal 2025, beating on revenue while falling just short on earnings as yield compression weighed on net investment income. Total investment income reached $782.00 million, clearing the $766.57 million consensus estimate by 2.01% and marking a 27.6% jump from the year-ago period, though Core EPS of $0.50 came in fractionally below the $0.50 consensus by 0.68%, a result driven largely by weighted average yields on debt securities compressing to 10.6% from 11.1% a year earlier as base rates declined. Net investment income fell to $338.00 million from $361.00 million in Q3 2024, reflecting that same rate headwind even as the portfolio expanded to $28.69 billion across 587 companies. On the credit quality front, record net asset value per share of $20.01 and contained non-accrual loans at 1.8% of total investments signaled portfolio resilience. Looking ahead, a $3.00 billion post-quarter investment backlog and a maintained Q4 dividend of $0.48 per share point to management's confidence in deal flow, even as new commitment yields of 9.1% suggest further near-term pressure on income generation.

Key Takeaways

  • Record net asset value per share of $20.01
  • New investment commitments of approximately $3.9 billion in Q3 2025, with 85% in first lien senior secured loans
  • Net realized gains of $162 million compared to net realized losses of $24 million in Q3 2024
  • Healthy credit performance with non-accrual loans at 1.8% of total investments at amortized cost
  • Portfolio grew to $28.7 billion at fair value across 587 companies
  • Net investment income of $338 million, down from $361 million in Q3 2024 reflecting lower base rates
24/7 Wall St

ARCC YoY Financials

Q3 2025 vs Q3 2024, source: SEC Filings

“We reported strong third quarter Core EPS and another record in our net asset value per share, reflecting continued healthy credit performance and an increase in new investment activity. Looking forward, we believe our origination strength and rigorous credit standards position us to benefit from an improving market environment and build upon our longstanding track record of leading investment performance.”

— Kort Schnabel, Q3 2025 Earnings Press Release