Goldman Sachs

GS Q1 2026 Earnings

Reported Apr 13, 2026 at 7:40 AM ET · SEC Source

Q1 26 EPS

$N/A

Q1 26 Revenue

N/A

Did GS Beat Earnings? Q1 2026 Results

Goldman Sachs closed out 2025 with a standout fourth quarter, posting earnings per share of $14.01 against a consensus estimate of $11.76, a beat of 19.13%, even as reported revenue of $13.45 billion reflected a 58.3% year-over-year decline driven la… Read more Goldman Sachs closed out 2025 with a standout fourth quarter, posting earnings per share of $14.01 against a consensus estimate of $11.76, a beat of 19.13%, even as reported revenue of $13.45 billion reflected a 58.3% year-over-year decline driven largely by the firm's exit from the Apple Card program, which produced a $2.26 billion reduction in net revenues from portfolio markdowns and contract termination obligations. The headline revenue drop, however, obscured the underlying strength: a $2.48 billion reserve release in provision for credit losses more than offset those charges, and bank earnings lifted markets broadly on the report. Record equities net revenues of $16.54 billion, up 23% for the full year, and investment banking fees of $9.34 billion, up 21%, anchored the firm's second-highest annual results on record. Looking ahead, CEO David Solomon pointed to a significantly enlarged advisory backlog and the firm's new "One GS 3.0" AI initiative as catalysts for 2026, with Goldman reaffirming through-the-cycle targets of mid-teens ROE and a roughly 60% efficiency ratio.

Key Takeaways

  • Record Equities net revenues driven by significantly higher financing and intermediation revenues
  • Record FICC financing revenues driven by mortgages and structured lending
  • Investment banking fees up 25% YoY on significantly higher M&A advisory volumes
  • Record management and other fees of $3.09 billion in Q4 from higher average AUS
  • Net interest income of $3.71 billion in Q4, up 58% YoY reflecting lower funding costs and higher interest-earning assets
  • Provision for credit losses was a net benefit of $2.12 billion driven by Apple Card reserve release
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GS YoY Financials

Q1 2026 vs Q1 2025, source: SEC Filings

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GS Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q4 26
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GS Revenue by Geography

With YoY comparisons, source: SEC Filings

Q1 25 Q4 26

“Since our first Investor Day where we laid out our comprehensive strategy, the firm has grown its revenues by 60%, improved returns by 500 basis points and delivered total shareholder returns of more than 340%. We continue to see high levels of client engagement across our franchise and expect momentum to accelerate in 2026, activating a flywheel of activity across our entire firm. While there are meaningful opportunities to deploy capital across our franchise and to return capital to shareholders, our unwavering focus remains on maintaining a disciplined risk management framework and robust standards.”

— David Solomon, Q1 2026 Earnings Press Release