LPL Financial

LPLA Q4 2025 Earnings

Reported Jan 29, 2026 at 4:07 PM ET · SEC Source

Q4 25 EPS

$5.23

BEAT +4.81%

Est. $4.99

Q4 25 Revenue

$4.93B

BEAT +1.61%

Est. $4.85B

vs S&P Since Q4 25

-14.2%

TRAILING MARKET

LPLA -10.1% vs S&P +4.1%

Full Year 2025 Results

FY 25 EPS

$20.09

BEAT +1.48%

Est. $19.80

FY 25 Revenue

$16.99B

BEAT +0.46%

Est. $16.91B

Market Reaction

Did LPLA Beat Earnings? Q4 2025 Results

LPL Financial delivered a strong finish to fiscal 2025, posting fourth-quarter adjusted EPS of $5.23 against a consensus estimate of $4.99, a beat of 4.81%, while revenue of $4.93 billion topped expectations by 1.61% and surged 40.4% year-over-year. … Read more LPL Financial delivered a strong finish to fiscal 2025, posting fourth-quarter adjusted EPS of $5.23 against a consensus estimate of $4.99, a beat of 4.81%, while revenue of $4.93 billion topped expectations by 1.61% and surged 40.4% year-over-year. The headline driver was the company's expanding wealth management platform, where a 59% jump in advisory revenue helped push total advisory and brokerage assets to approximately $2.4 trillion, up 36% from the prior year. The Commonwealth Financial Network acquisition, closed earlier in 2025, remains central to the growth story; management expects full conversion by Q4 2026 with roughly 90% asset retention and run-rate EBITDA of approximately $425 million. The advisor headcount reached 32,178, up 11% year-over-year, with continued recruitment momentum evident across the quarter. Despite shares facing pressure from broader concerns about AI disruption in wealth management, analysts maintain a moderate buy consensus. For 2026, Core G&A including Commonwealth is guided at $2.15 billion to $2.21 billion, reflecting the scale of the firm's ongoing integration efforts.

Key Takeaways

  • Advisory assets increased 46% YoY to $1.4 trillion, with advisory as a percentage of total assets rising to 58.8%
  • Total advisory and brokerage assets grew 36% YoY to $2.4 trillion
  • Total organic net new assets were $23 billion, representing 4% annualized growth
  • Recruited assets were $14 billion in Q4
  • Total client cash balances increased to $61 billion, up $5 billion sequentially and $6 billion YoY
  • Adjusted EPS increased 23% YoY to $5.23
  • Gross profit increased 26% YoY to $1,542 million
  • Payout rate increased to 88.00% from 87.79% YoY
24/7 Wall St

LPLA YoY Financials

Q4 2025 vs Q4 2024, source: SEC Filings

24/7 Wall St

LPLA Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q1 26

“2025 was an outstanding year for LPL as we advanced our key strategic priorities. We achieved industry-leading organic growth, completed the onboarding and integration of Atria, closed on our acquisitions of The Investment Center and Commonwealth, and made meaningful progress driving improved operating leverage. Together, these accomplishments reflect the strength of our platform and our continued focus on delivering unmatched value for advisors and their clients.”

— Rich Steinmeier, Q4 2025 Earnings Press Release