NVR

NVR Q3 2025 Earnings

Reported Oct 22, 2025 at 9:30 AM ET · SEC Source

Q3 25 EPS

$112.33

BEAT +2.72%

Est. $109.36

Q3 25 Revenue

$2.61B

BEAT +7.36%

Est. $2.43B

vs S&P Since Q3 25

-27.5%

TRAILING MARKET

NVR -20.2% vs S&P +7.3%

Market Reaction

Did NVR Beat Earnings? Q3 2025 Results

NVR posted a headline beat in its third quarter ended September 30, 2025, topping Wall Street estimates on both lines even as the underlying business continued to soften year-over-year. The homebuilder reported diluted EPS of $112.33, ahead of the $1… Read more NVR posted a headline beat in its third quarter ended September 30, 2025, topping Wall Street estimates on both lines even as the underlying business continued to soften year-over-year. The homebuilder reported diluted EPS of $112.33, ahead of the $109.36 consensus by 2.72%, while revenue of $2.61 billion cleared the $2.43 billion estimate by 7.36%, though that top line still slipped 4.7% from the prior-year period. The most material drag was margin compression in the homebuilding segment, where gross profit margin fell to 21.0% from 23.4% a year earlier, driven by higher lot costs, persistent affordability pressure, and roughly $18.90 million in contract land deposit impairments. Those headwinds also weighed on demand, with new orders falling 16% to 4,735 units and the cancellation rate climbing to 19.4% from 14.5%. Net income declined 20% to $342.69 million. Notably, an insider director purchased shares shortly after the report, a small signal of internal confidence despite the challenging housing environment.

Key Takeaways

  • Gross profit margin declined to 21.0% from 23.4% due to higher lot costs, pricing pressure from affordability challenges, and $18.9 million in contract land deposit impairments
  • New orders decreased 16% to 4,735 units with cancellation rate rising to 19.4% from 14.5%
  • Settlements decreased 5% to 5,639 units while average settlement price remained relatively flat
  • Effective tax rate increased to 22.8% from 20.3% due to lower excess tax benefits from stock option exercises
  • Average new order price increased 3% to $464,800
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NVR YoY Financials

Q3 2025 vs Q3 2024, source: SEC Filings

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NVR Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q1 26