Homeownership is often viewed as an essential part of the American Dream — is also the biggest purchase most Americans will ever make. Nationwide, the typical single-family home sold for $265,000 in 2020. Of course, home values are not uniform across the country, and in nearly every state, there is at least one ZIP code where the median home sale value is well above the national median.
Using median home sale price in 2020 from ATTOM Data Solutions, a real estate and property data provider, 24/7 Wall St. identified the most expensive ZIP codes in every state. Only ZIP codes with at least 1,000 single-family homes and condos and with at least 100 sales in that time frame were considered. Five states without ZIP code-level price data — Maine, Massachusetts, New Hampshire, South Dakota, and Vermont — were excluded from analysis.
Housing prices are determined by supply and demand forces as well as what local residents are willing to pay — and that is influenced largely by what they can afford. Not surprisingly, in places where the median home sale price is higher than average, most households tend to earn more than the national median household income of $62,843. Here is a look at the income it takes to be considered rich in every state.
It is likely no coincidence that each ZIP code on this list falls within the boundary of a major metropolitan area. Though not every ZIP code is in a major city, its close proximity to one offers residents access to jobs, entertainment, and culture — which likely contributes to higher home values. Here is a look at the best city to live in every state.
Click here to see the most expensive zip code in your state.
Click here to see our methodology.
Alabama: ZIP 36561
> Location: Orange Beach
> Metro area: Daphne-Fairhope-Foley, AL
> Median home sales price: $432,000
> Median household income: $83,064
> Households making $200,000+: 12.5%
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Alaska: ZIP 99577
> Location: Eagle River
> Metro area: Anchorage, AK
> Median home sales price: $357,863
> Median household income: $112,912
> Households making $200,000+: 14.1%
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Arizona: ZIP 85253
> Location: Paradise Valley
> Metro area: Phoenix-Mesa-Scottsdale, AZ
> Median home sales price: $1,599,500
> Median household income: $163,750
> Households making $200,000+: 42.5%
Arkansas: ZIP 72223
> Location: Little Rock
> Metro area: Little Rock-North Little Rock-Conway, AR
> Median home sales price: $337,500
> Median household income: $96,692
> Households making $200,000+: 21.2%
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California: ZIP 92660
> Location: Newport Beach
> Metro area: Los Angeles-Long Beach-Anaheim, CA
> Median home sales price: $1,955,000
> Median household income: $123,955
> Households making $200,000+: 30.2%
Colorado: ZIP 80209
> Location: Denver
> Metro area: Denver-Aurora-Lakewood, CO
> Median home sales price: $762,000
> Median household income: $91,884
> Households making $200,000+: 19.4%
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Connecticut: ZIP 06880
> Location: Westport
> Metro area: Bridgeport-Stamford-Norwalk, CT
> Median home sales price: $1,211,000
> Median household income: $201,528
> Households making $200,000+: 50.2%
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Delaware: ZIP 19971
> Location: Rehoboth Beach
> Metro area: Salisbury, MD-DE
> Median home sales price: $450,000
> Median household income: $78,689
> Households making $200,000+: 14.3%
Florida: ZIP 34102
> Location: Naples
> Metro area: Naples-Immokalee-Marco Island, FL
> Median home sales price: $1,200,000
> Median household income: $85,938
> Households making $200,000+: 27.5%
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Georgia: ZIP 30327
> Location: Atlanta
> Metro area: Atlanta-Sandy Springs-Roswell, GA
> Median home sales price: $920,750
> Median household income: $155,219
> Households making $200,000+: 45.0%
Hawaii: ZIP 96734
> Location: Kailua
> Metro area: Urban Honolulu, HI
> Median home sales price: $985,000
> Median household income: $102,242
> Households making $200,000+: 19.8%
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Idaho: ZIP 83616
> Location: Eagle
> Metro area: Boise City, ID
> Median home sales price: $519,375
> Median household income: $89,460
> Households making $200,000+: 13.5%
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Illinois: ZIP 60614
> Location: Chicago
> Metro area: Chicago-Naperville-Elgin, IL-IN-WI
> Median home sales price: $540,000
> Median household income: $117,138
> Households making $200,000+: 26.7%
Indiana: ZIP 46077
> Location: Zionsville
> Metro area: Indianapolis-Carmel-Anderson, IN
> Median home sales price: $460,297
> Median household income: $138,686
> Households making $200,000+: 28.6%
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Iowa: ZIP 50263
> Location: Waukee
> Metro area: Des Moines-West Des Moines, IA
> Median home sales price: $257,000
> Median household income: $100,060
> Households making $200,000+: 12.1%
Kansas: ZIP 66221
> Location: Overland Park
> Metro area: Kansas City, MO-KS
> Median home sales price: $587,813
> Median household income: $165,883
> Households making $200,000+: 37.5%
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Kentucky: ZIP 40059
> Location: Prospect
> Metro area: Louisville-Jefferson County, KY-IN
> Median home sales price: $461,250
> Median household income: $150,736
> Households making $200,000+: 35.0%
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Louisiana: ZIP 70810
> Location: Baton Rouge
> Metro area: Baton Rouge, LA
> Median home sales price: $270,250
> Median household income: $86,471
> Households making $200,000+: 14.7%
Maryland: ZIP 20854
> Location: Potomac
> Metro area: Washington-Arlington-Alexandria, DC-VA-MD-WV
> Median home sales price: $900,000
> Median household income: $213,724
> Households making $200,000+: 54.0%
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Michigan: ZIP 48009
> Location: Birmingham
> Metro area: Detroit-Warren-Dearborn, MI
> Median home sales price: $440,000
> Median household income: $122,804
> Households making $200,000+: 31.2%
Minnesota: ZIP 55446
> Location: Minneapolis
> Metro area: Minneapolis-St. Paul-Bloomington, MN-WI
> Median home sales price: $422,000
> Median household income: $135,180
> Households making $200,000+: 27.6%
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Mississippi: ZIP 39110
> Location: Madison
> Metro area: Jackson, MS
> Median home sales price: $309,375
> Median household income: $109,270
> Households making $200,000+: 16.9%
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Missouri: ZIP 63017
> Location: Chesterfield
> Metro area: St. Louis, MO-IL
> Median home sales price: $380,000
> Median household income: $111,815
> Households making $200,000+: 23.6%
Montana: ZIP 59718
> Location: Bozeman
> Metro area: Bozeman, MT
> Median home sales price: $409,063
> Median household income: $72,320
> Households making $200,000+: 6.6%
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Nebraska: ZIP 68022
> Location: Elkhorn
> Metro area: Omaha-Council Bluffs, NE-IA
> Median home sales price: $298,000
> Median household income: $105,956
> Households making $200,000+: 16.7%
Nevada: ZIP 89138
> Location: Las Vegas
> Metro area: Las Vegas-Henderson-Paradise, NV
> Median home sales price: $536,000
> Median household income: $120,759
> Households making $200,000+: 22.7%
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New Jersey: ZIP 08008
> Location: Beach Haven
> Metro area: New York-Newark-Jersey City, NY-NJ-PA
> Median home sales price: $885,000
> Median household income: $87,960
> Households making $200,000+: 16.0%
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New Mexico: ZIP 87111
> Location: Albuquerque
> Metro area: Albuquerque, NM
> Median home sales price: $306,716
> Median household income: $71,239
> Households making $200,000+: 9.1%
New York: ZIP 11937
> Location: East Hampton
> Metro area: New York-Newark-Jersey City, NY-NJ-PA
> Median home sales price: $1,240,000
> Median household income: $97,961
> Households making $200,000+: 23.4%
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North Carolina: ZIP 27927
> Location: Corolla
> Metro area: Virginia Beach-Norfolk-Newport News, VA-NC
> Median home sales price: $625,000
> Median household income: $68,438
> Households making $200,000+: 10.9%
North Dakota: ZIP 58503
> Location: Bismarck
> Metro area: Bismarck, ND
> Median home sales price: $334,900
> Median household income: $86,764
> Households making $200,000+: 8.8%
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Ohio: ZIP 43017
> Location: Dublin
> Metro area: Columbus, OH
> Median home sales price: $405,000
> Median household income: $109,742
> Households making $200,000+: 23.4%
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Oklahoma: ZIP 73034
> Location: Edmond
> Metro area: Oklahoma City, OK
> Median home sales price: $326,000
> Median household income: $88,264
> Households making $200,000+: 18.0%
Oregon: ZIP 97068
> Location: West Linn
> Metro area: Portland-Vancouver-Hillsboro, OR-WA
> Median home sales price: $565,000
> Median household income: $113,389
> Households making $200,000+: 23.7%
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Pennsylvania: ZIP 19147
> Location: Philadelphia
> Metro area: Philadelphia-Camden-Wilmington, PA-NJ-DE-MD
> Median home sales price: $437,000
> Median household income: $81,519
> Households making $200,000+: 16.4%
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Rhode Island: ZIP 02889
> Location: Warwick
> Metro area: Providence-Warwick, RI-MA
> Median home sales price: $243,000
> Median household income: $77,783
> Households making $200,000+: 4.5%
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South Carolina: ZIP 29492
> Location: Charleston
> Metro area: Charleston-North Charleston, SC
> Median home sales price: $572,500
> Median household income: $109,143
> Households making $200,000+: 20.3%
Tennessee: ZIP 37215
> Location: Nashville
> Metro area: Nashville-Davidson–Murfreesboro–Franklin, TN
> Median home sales price: $719,000
> Median household income: $127,203
> Households making $200,000+: 30.4%
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Texas: ZIP 78704
> Location: Austin
> Metro area: Austin-Round Rock, TX
> Median home sales price: $616,500
> Median household income: $75,233
> Households making $200,000+: 13.8%
Utah: ZIP 84098
> Location: Park City
> Metro area: Summit Park, UT
> Median home sales price: $769,063
> Median household income: $131,324
> Households making $200,000+: 31.6%
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Virginia: ZIP 22314
> Location: Alexandria
> Metro area: Washington-Arlington-Alexandria, DC-VA-MD-WV
> Median home sales price: $710,622
> Median household income: $130,839
> Households making $200,000+: 28.6%
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Washington: ZIP 98033
> Location: Kirkland
> Metro area: Seattle-Tacoma-Bellevue, WA
> Median home sales price: $1,100,000
> Median household income: $133,744
> Households making $200,000+: 29.4%
West Virginia: ZIP 26508
> Location: Morgantown
> Metro area: Morgantown, WV
> Median home sales price: $264,450
> Median household income: $70,904
> Households making $200,000+: 11.7%
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Wisconsin: ZIP 53066
> Location: Oconomowoc
> Metro area: Milwaukee-Waukesha-West Allis, WI
> Median home sales price: $355,000
> Median household income: $96,880
> Households making $200,000+: 11.5%
Wyoming: ZIP 82009
> Location: Cheyenne
> Metro area: Cheyenne, WY
> Median home sales price: $342,094
> Median household income: $84,545
> Households making $200,000+: 7.5%
Methodology:
To determine the most expensive ZIP codes in every state, 24/7 Wall St. reviewed data provided by Attom Data Solutions, a real estate and property data provider. ZIP codes are ranked based on median sales price of condos and single-family homes in 2020. Only ZIP codes with at least 1,000 single family homes and condos and with at least 100 sales in that time frame were considered. The estimated market value is determined by Attom’s automated valuation model. Data on median household income and the share of households earning $200,000 or more annually are five-year estimates at the ZIP code level for 2015-2019 from the U.S. Census Bureau’s American Community Survey. Five states without ZIP code-level price data — Maine, Massachusetts, New Hampshire, South Dakota, and Vermont — were excluded from analysis.
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