Personal Finance

Personal Finance Articles

24/7 Insights The Social Security “Tax Torpedo” can be a huge surprise for many people. The good news is that you can find loopholes around this surprise.  Millions rely on social security to...
24/7 Insights This Redditor believes in renting over buying.  They are paying for all vacations using credit card points.  All clothes are purchased from consignment stores.  Also: Are You On...
On another episode of, “problems out of my tax bracket that I have no business having an opinion on and do anyway,” I stumbled upon a post from the subreddit r/Bogleheads. According to the...
Do you really need that fancy sports car? Questions like this one plague all of us when we find ourselves with any amount of money and can finally afford the expensive toy we always wanted. But for...
24/7 Insights This Redditor is on the fence about quitting his job.  There is a question about just having the wife as the sole earner.  What does this Redditor plan to do after retiring at 39? ...
24/7 Insights Credit card debt can quickly be overwhelming.  This Redditor has the money to pay off the debt.  Ultimately, this person will pay more in credit card interest than she earns with her...
24/7 Insights This Redditor wonders how much to put down on a house.  There is a plan to have more children, which would increase expenses.  Out-of-town family is also a consideration.  Also: Are...
24/7 Insights The father-in-law, in this case, is very controlling.  The parent is worried the FIL will make a mistake investing in a college fund.  The Redditor also doesn’t want to annoy the...
24/7 Insights A prenuptial is a difficult discussion for future spouses.  The Redditor is worried about an imbalance of wealth.  He wants to protect his assets while being fair to his fiancee. ...
24/7 Insights Your social security number is highly personal.  Don’t give your SSN to strangers, no matter where they work.  Regularly monitor your accounts and credit score.  Also: Are You On...
There are a just a few resources online about how to maximize your retirement, make more money, and generally how to spend your money, many with conflicting tips and tricks and plans to get rich...
The Millennial Generation has been called the “unluckiest generation” by the Washington Post, and not without reason. This generation has lived through massive economic disruption, including more...
At some point, you probably thought about quitting your job. Maybe it was the bad pay, a terrible boss, hostile work environment, or virtually no life-work balance. Or you simply thought your skills...
The main point of life insurance is to provide financial support for your loved ones after you pass away. But life insurance offers various tax benefits including ones that you can take advantage of...