Brown & Brown

BRO Q1 2025 Earnings

Reported Apr 28, 2025 at 5:03 PM ET · SEC Source

Q1 25 EPS

$1.29

MISS 0.52%

Est. $1.30

Q1 25 Revenue

$1.40B

MISS 0.36%

Est. $1.41B

vs S&P Since Q1 25

-79.0%

TRAILING MARKET

BRO -49.0% vs S&P +30.0%

Market Reaction

Did BRO Beat Earnings? Q1 2025 Results

Brown & Brown turned in a narrowly mixed first quarter for 2025, falling just short of Wall Street expectations on both the top and bottom lines while still delivering solid year-over-year growth. The insurance brokerage posted adjusted diluted EPS o… Read more Brown & Brown turned in a narrowly mixed first quarter for 2025, falling just short of Wall Street expectations on both the top and bottom lines while still delivering solid year-over-year growth. The insurance brokerage posted adjusted diluted EPS of $1.29, missing the $1.30 consensus by 0.52%, as revenue of $1.40 billion came in 0.36% below the $1.41 billion estimate, though that figure still represented a 13.5% increase from the prior-year period. The most compelling driver behind that growth was a 12.0% jump in commissions and fees, reflecting both acquisition activity and 6.5% organic revenue growth, as elevated insurance spending tied to cyber threats and natural disaster exposure continued to benefit brokers operating in the current environment. Profitability held up well, with EBITDAC adjusted climbing 14.8% to $535.00 million and the adjusted margin widening to 38.1% from 37.0%, demonstrating meaningful operating leverage even as employee compensation costs rose to $683.00 million. The board declared a quarterly dividend of $0.15 per share, payable May 21, 2025.

Key Takeaways

  • Organic Revenue growth of 6.5% driven by core commissions and fees
  • Commissions and fees increased 12.0% year-over-year to $1,385 million
  • Acquisition contributions of $79 million to core commissions and fees
  • EBITDAC Margin - Adjusted expanded to 38.1% from 37.0%
  • Income Before Income Taxes Margin increased to 30.4% from 28.9%
24/7 Wall St

BRO YoY Financials

Q1 2025 vs Q1 2024, source: SEC Filings

“We continue to execute our plan and are pleased with our performance for the quarter.”

— J. Powell Brown, Q1 2025 Earnings Press Release