Cigna

CI Q3 2025 Earnings

Reported Oct 30, 2025 at 6:15 AM ET · SEC Source

Q3 25 EPS

$7.83

BEAT +2.47%

Est. $7.64

Q3 25 Revenue

$69.75B

BEAT +4.50%

Est. $66.74B

vs S&P Since Q3 25

+8.3%

BEATING MARKET

CI +14.3% vs S&P +6.0%

Market Reaction

Did CI Beat Earnings? Q3 2025 Results

The Cigna Group delivered a strong third quarter for fiscal 2025, beating Wall Street expectations on both the top and bottom lines as its Evernorth Health Services segment continued to power growth across the enterprise. Adjusted earnings came in at… Read more The Cigna Group delivered a strong third quarter for fiscal 2025, beating Wall Street expectations on both the top and bottom lines as its Evernorth Health Services segment continued to power growth across the enterprise. Adjusted earnings came in at $7.83 per share, clearing the consensus estimate of $7.64 by 2.47%, while revenue climbed 9.5% year-over-year to $69.75 billion, topping the $66.74 billion estimate by 4.50%. The primary driver behind the outperformance was Evernorth, where pharmacy benefit services and specialty pharmacy volume growth pushed segment adjusted revenues up 15% to $60.39 billion, more than offsetting softer results in the Cigna Healthcare segment following the March 2025 divestiture of Medicare-related businesses to HCSC. Total pharmacy customers grew 4% to 122.5 million, underscoring the company's expanding scale in health services. Cigna also introduced a new rebate-free pharmacy benefit model aimed at improving cost transparency, signaling continued strategic investment in the segment. Management reaffirmed its full-year 2025 adjusted EPS outlook of at least $29.60 per share, providing investors with confidence heading into the final quarter.

Key Takeaways

  • Strong specialty pharmacy growth and increased biosimilar adoption in Evernorth
  • Growth of existing client relationships and new business in Pharmacy Benefit Services
  • Premium rate increases to cover expected increases in medical costs in Cigna Healthcare
  • Improved SG&A expense ratio from business mix shift
  • Lower share count from ongoing share repurchase program
24/7 Wall St

CI YoY Financials

Q3 2025 vs Q3 2024, source: SEC Filings

24/7 Wall St

CI Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q1 26

“Our strong quarterly results reflect the breadth of our businesses and focused execution on our growth strategy, even in a dynamic environment.”

— David M. Cordani, Q3 2025 Earnings Press Release