Cigna

CI Q4 2025 Earnings

Reported Feb 5, 2026 at 6:15 AM ET · SEC Source

Q4 25 EPS

$8.08

BEAT +5.65%

Est. $7.65

Q4 25 Revenue

$72.47B

BEAT +9.17%

Est. $66.38B

vs S&P Since Q4 25

-5.5%

TRAILING MARKET

CI +0.8% vs S&P +6.4%

Full Year 2025 Results

FY 25 EPS

$29.84

FY 25 Revenue

$274.90B

Market Reaction

Did CI Beat Earnings? Q4 2025 Results

The Cigna Group delivered a strong finish to fiscal 2025, posting fourth-quarter adjusted earnings of $8.08 per share against a Wall Street consensus of $7.65, a beat of 5.65%, while revenue of $72.47 billion topped estimates by 9.17% and grew 10.6% … Read more The Cigna Group delivered a strong finish to fiscal 2025, posting fourth-quarter adjusted earnings of $8.08 per share against a Wall Street consensus of $7.65, a beat of 5.65%, while revenue of $72.47 billion topped estimates by 9.17% and grew 10.6% year over year. The primary engine behind those results was Evernorth Health Services, whose specialty pharmacy business drove Q4 adjusted revenues 17% higher and powered the segment's full-year top-line growth of 16%, more than offsetting a 16% revenue decline in Cigna Healthcare tied to the March 2025 divestiture of its Medicare businesses to HCSC. Operational discipline was equally visible in the SG&A expense ratio, which tightened to 5.0% from 5.9% a year earlier. Looking ahead, management guided 2026 adjusted revenues to approximately $280.00 billion and adjusted earnings of at least $30.25 per share, signaling continued confidence even as broader industry peers navigate elevated medical cost pressures; the board also lifted its quarterly dividend to $1.56 per share, reinforcing Cigna's commitment to returning capital to shareholders.

Key Takeaways

  • Strong specialty pharmacy growth within Evernorth Health Services
  • Growth of existing client relationships and new business in Pharmacy Benefit Services
  • Increased adoption of biosimilars in Specialty and Care Services
  • Higher contributions from stop loss products in Cigna Healthcare Q4
  • Premium rate increases to cover expected increases in medical costs
  • SG&A expense ratio improvement from business mix shift
  • Onboarding of a new government contract driving 18% growth in behavioral care customers
24/7 Wall St

CI YoY Financials

Q4 2025 vs Q4 2024, source: SEC Filings

24/7 Wall St

CI Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q1 26

“In 2025, we expanded access and support, lowered costs, and improved transparency for our customers and patients.”

— David M. Cordani, Q4 2025 Earnings Press Release