Elevance Health

ELV Q1 2026 Earnings

Reported Apr 22, 2026 at 6:02 AM ET · SEC Source

Q1 26 EPS

$12.58

Q1 26 Revenue

$50.18B

BEAT +4.23%

Est. $48.15B

vs S&P Since Q1 26

+11.1%

BEATING MARKET

ELV +12.4% vs S&P +1.3%

Market Reaction

Did ELV Beat Earnings? Q1 2026 Results

Elevance Health delivered a strong first-quarter beat for Q1 2026, with adjusted diluted EPS of $12.58 clearing the $10.77 consensus estimate by 16.78%, while revenue of $50.18 billion grew 2.6% year over year and topped expectations by 4.23%. The qu… Read more Elevance Health delivered a strong first-quarter beat for Q1 2026, with adjusted diluted EPS of $12.58 clearing the $10.77 consensus estimate by 16.78%, while revenue of $50.18 billion grew 2.6% year over year and topped expectations by 4.23%. The quarter's outperformance was shaped in part by a surge in net investment income, up 29.7% to $765 million, including roughly $1.00 per share of non-recurring gains that management flagged as a tailwind. Those results came despite a $935 million accrual tied to a CMS notice concerning historical Medicare Advantage risk adjustment data, a liability that has kept analysts focused on the Medicare Advantage outlook for the company. Operating cash flow was a standout at $4.33 billion, up $3.31 billion year over year, and the company returned $1.50 billion to shareholders through buybacks and dividends. Looking ahead, Elevance raised its full-year adjusted diluted EPS guidance to at least $26.75, while reaffirming operating cash flow guidance of at least $5.50 billion.

Key Takeaways

  • Higher premium yields in Health Benefits segment
  • Growth in CarelonRx product revenue
  • Scaling of Carelon Services risk-based solutions
  • Disciplined expense management driving 20 basis point improvement in adjusted operating expense ratio
  • Favorable working capital dynamics driving $4.3 billion operating cash flow
  • Non-recurring investment income contributing approximately $1 per share
  • Improved profitability in specialty pharmacy and behavioral health businesses

ELV Forward Guidance & Outlook

Elevance Health raised its FY 2026 adjusted diluted EPS guidance to at least $26.75, supported by underlying business strength, actions to reduce medical costs, and increased visibility. GAAP diluted EPS guidance was set at least $19.85, which includes the company's estimate of financial impact from the CMS matter. The company reaffirmed FY 2026 operating cash flow of at least $5.5 billion, inclusive of potential cash payments for the CMS matter. Full-year non-GAAP adjustments are expected to total approximately $6.90 per share, including the $4.24 CMS accrual, $2.00 for amortization of intangibles, $1.15 for net losses on financial instruments, $0.90 for transaction and integration costs, $0.59 for business optimization charges, offset by approximately $2.08 in tax benefits.

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ELV YoY Financials

Q1 2026 vs Q1 2025, source: SEC Filings

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ELV Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q1 26

“Our first quarter results exceeded expectations, reflecting underlying business strength and improving claims experience. We are raising our full-year adjusted EPS guidance, supported by greater visibility into the balance of the year. Our actions are driving more consistent performance and position Elevance Health for continued improvement over time.”

— Gail K. Boudreaux, Q1 2026 Earnings Press Release