MercadoLibre

MELI Q2 2025 Earnings

Reported Aug 4, 2025 at 4:01 PM ET · SEC Source

Q2 25 EPS

$10.31

MISS 13.26%

Est. $11.89

Q2 25 Revenue

$6.79B

BEAT +1.90%

Est. $6.66B

vs S&P Since Q2 25

-32.8%

TRAILING MARKET

MELI -18.0% vs S&P +14.8%

Market Reaction

Did MELI Beat Earnings? Q2 2025 Results

MercadoLibre posted a mixed second quarter for 2025, delivering a revenue beat while falling short on the bottom line, a combination that reflects the deliberate cost of its aggressive regional expansion. The Latin American e-commerce and fintech gia… Read more MercadoLibre posted a mixed second quarter for 2025, delivering a revenue beat while falling short on the bottom line, a combination that reflects the deliberate cost of its aggressive regional expansion. The Latin American e-commerce and fintech giant reported Q2 revenue of $6.79 billion, topping the $6.66 billion consensus estimate by 1.90% and marking 33.9% growth year-over-year, yet earnings per share of $10.31 missed the $11.89 consensus by 13.26%, weighed down by $117 million in foreign currency losses tied largely to Argentine peso devaluation and a higher effective tax rate. Operating margin compressed 210 basis points to 12.2% as the company dramatically expanded free shipping eligibility in Brazil and ramped Mercado Pago marketing campaigns, investments that are already showing results, with Mexico items sold growth hitting a nearly two-year high of 36% and the credit portfolio surging 91% year-over-year to $9.30 billion. Analysts tracking the quarter closely noted S&P's subsequent investment-grade upgrade as a signal that the company's balance sheet can sustain this growth trajectory well into 2026.

Key Takeaways

  • Expanded free shipping in Brazil to items from R$19 (previously R$79) driving items sold acceleration to 34% YoY in June
  • Argentina economic stabilization driving unique buyer growth above 30% YoY and items sold growth of 46% YoY
  • Mexico fulfillment penetration exceeded 75% for the first time, driving fastest items sold growth in nearly two years at 36% YoY
  • 1P business surpassed $1bn quarterly GMV for the first time, growing 103% YoY FX-neutral
  • Credit card portfolio grew 118% YoY to $4.0bn and achieved NIMAL breakeven
  • Fintech MAUs reached 68mn, up 30% YoY, with AUM more than doubling YoY to $13.8bn
  • Advertising revenue growth accelerated to 38% YoY (59% FX-neutral)
  • Acquiring TPV growth of 53% YoY FX-neutral with market share gains across all major geographies
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MELI YoY Financials

Q2 2025 vs Q2 2024, source: SEC Filings

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MELI Revenue by Segment

Business unit performance breakdown

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MELI Revenue by Geography

With YoY comparisons, source: SEC Filings

Q1 25 Q4 25