From Seaman to Admiral: What Every US Navy Rank Is Paid

Since 1775, the United States Navy has been protecting the country’s interests at home and around the world. Navy sailors live either on military bases in the US or other parts of the world, or on a ship. Pay is widely varied based on rank and years of service. In addition to salaries, Navy personnel have other benefits, including college credit, housing pay, and allowances. (Here are the 20 strongest Navies on Earth – see where the U.S. compares.)

To find every rank in the U.S. Navy, and what they’re paid, 24/7 Wall St. reviewed 2024 basic pay tables from the Defense Finance and Accounting Service for the Department of Defense as well as Navy ranks from the DOD. These ranks were matched with pay grades and are ordered by the maximum possible annual base pay, with the minimum pay used as a tie-breaker. 24/7 Wall St. used the monthly pay to calculate annual base pay.

Here is what every U.S. Navy rank is paid: 

Why This Matters

The U.S. military services collectively missed recruiting goals by about 41,000 recruits in 2023, the DOD noted recently. While the Navy tries to attract recruits by paying enlistment bonuses of up to $50,000, it is also important for those considering a career in the Navy to know about pay. While the basic pay may seem low, it does not include any allowances many personnel receive, in addition to different benefits and career training. Here, 24/7 Wall St. aims to provide an overview of the basic pay of Navy ranks.

28. Midshipmen

• Pay: $1,340 a month or $16,074 a year

27. Seaman Recruit (SR) — pay grade: E-1

• Pay with <4 mos of service — E1 <4 mos: $1,865 a month
• Pay with >4 mos & <2 yrs of service: $2,017 a month or $24,206 a year
• Pay with 40 yrs of service: $2,017 a month or $24,206 a year
• Annual pay with over 4 yrs of service: $24,206
• Annual pay with over 10 yrs of service: $24,206
• Annual pay with over 20 yrs of service: $24,206

26. Seamen Apprentice (SA) — pay grade: E-2

• Pay with >4 mos & <2 yrs of service: $2,261 a month or $27,133 a year
• Pay with 40 yrs of service: $2,261 a month or $27,133 a year
• Annual pay with over 4 yrs of service: $27,133
• Annual pay with over 10 yrs of service: $27,133
• Annual pay with over 20 yrs of service: $27,133

25. Seaman (SN) — pay grade: E-3

• Pay with <2 yrs of service: $2,378 a month or $28,530 a year
• Pay with 40 yrs of service: $2,680 a month or $32,162 a year
• Annual pay with over 4 yrs of service: $32,162
• Annual pay with over 10 yrs of service: $32,162
• Annual pay with over 20 yrs of service: $32,162

24. Petty Officer Third Class (PO3) — pay grade: E-4

BEST OF THE NAVY (CC BY 2.0) by Expert Infantry

• Pay with <2 yrs of service: $2,634 a month or $31,604 a year
• Pay with 40 yrs of service: $3,197 a month or $38,369 a year
• Annual pay with over 4 yrs of service: $36,796
• Annual pay with over 10 yrs of service: $38,369
• Annual pay with over 20 yrs of service: $38,369

23. Petty Officer Second Class (PO2) — pay grade: E-5

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• Pay with <2 yrs of service: $2,872 a month or $34,466 a year
• Pay with 40 yrs of service: $4,076 a month or $48,917 a year
• Annual pay with over 4 yrs of service: $40,388
• Annual pay with over 10 yrs of service: $48,625
• Annual pay with over 20 yrs of service: $48,917

22. Ensign (ENS) — pay grade: O-1

200302-N-XN398-1041 (CC BY-SA 2.0) by Naval Surface Warriors

• Pay with <2 yrs of service: $3,826 a month or $45,914 a year
• Pay with 40 yrs of service: $4,815 a month or $57,776 a year
• Annual pay with over 4 yrs of service: $57,776
• Annual pay with over 10 yrs of service: $57,776
• Annual pay with over 20 yrs of service: $57,776

21. Petty Officer First Class (PO1) — pay grade: E-6

• Pay with <2 yrs of service: $3,136 a month or $37,627 a year
• Pay with 40 yrs of service: $4,856 a month or $58,277 a year
• Annual pay with over 4 yrs of service: $45,011
• Annual pay with over 10 yrs of service: $52,654
• Annual pay with over 20 yrs of service: $58,277

20. Ensign (ENS) With More Than 4 Years of Creditable Service — pay grade: O1-E

• Pay with 40 yrs of service: $5,978 a month or $71,736 a year
• Annual pay with over 4 yrs of service: $57,768
• Annual pay with over 10 yrs of service: $66,300
• Annual pay with over 20 yrs of service: $71,736

19. Lieutenant Junior Grade (LTJG) — pay grade: O-2

• Pay with <2 yrs of service: $4,409 a month or $52,902 a year
• Pay with 40 yrs of service: $6,101 a month or $73,210 a year
• Annual pay with over 4 yrs of service: $71,737
• Annual pay with over 10 yrs of service: $73,210
• Annual pay with over 20 yrs of service: $73,210

18. USN Warrant Officer 1 (WO1) — pay grade: W-1

• Pay with <2 yrs of service: $3,740 a month or $44,878 a year
• Pay with 40 yrs of service: $6,463 a month or $77,555 a year
• Annual pay with over 4 yrs of service: $53,755
• Annual pay with over 10 yrs of service: $64,012
• Annual pay with over 20 yrs of service: $77,555

17. Chief Petty Officer (CPO) — pay grade: E-7

• Pay with <2 yrs of service: $3,625 a month or $43,500 a year
• Pay with 40 yrs of service: $6,515 a month or $78,180 a year
• Annual pay with over 4 yrs of service: $51,696
• Annual pay with over 10 yrs of service: $58,632
• Annual pay with over 20 yrs of service: $69,096

16. Lieutenant Junior Grade (LTJG) With More Than 4 Years of Creditable Service — pay grade: O-2E

• Pay with 40 yrs of service: $7,065 a month or $84,780 a year
• Annual pay with over 4 yrs of service: $71,736
• Annual pay with over 10 yrs of service: $79,476
• Annual pay with over 20 yrs of service: $84,780

15. USN Chief Warrant Officer 2 (CWO2) — pay grade: W-2

• Pay with <2 yrs of service: $4,261 a month or $51,131 a year
• Pay with 40 yrs of service: $7,112 a month or $85,342 a year
• Annual pay with over 4 yrs of service: $58,478
• Annual pay with over 10 yrs of service: $69,502
• Annual pay with over 20 yrs of service: $82,274

14. Senior Chief Petty Officer (SCPO) — pay grade: E-8

• Pay with 8 yrs of service: $5,215 a month or $62,579 a year
• Pay with 40 yrs of service: $7,437 a month or $89,248 a year
• Annual pay with over 4 yrs of service: $0
• Annual pay with over 10 yrs of service: $65,347
• Annual pay with over 20 yrs of service: $77,389

13. Lieutenant (LT) — pay grade: O-3

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• Pay with <2 yrs of service: $5,102 a month or $61,225 a year
• Pay with 40 yrs of service: $8,301 a month or $99,612 a year
• Annual pay with over 4 yrs of service: $81,673
• Annual pay with over 10 yrs of service: $92,660
• Annual pay with over 20 yrs of service: $99,612

12. USN Chief Warrant Officer 3 (CWO3) — pay grade: W-3

• Pay with <2 yrs of service: $4,816 a month or $57,787 a year
• Pay with 40 yrs of service: $8,447 a month or $101,365 a year
• Annual pay with over 4 yrs of service: $63,468
• Annual pay with over 10 yrs of service: $76,450
• Annual pay with over 20 yrs of service: $93,776

11. Lieutenant LT — pay grade: O-3E

• Pay with 4 yrs of service: $6,806 a month or $81,673 a year
• Pay with 40 yrs of service: $8,859 a month or $106,308 a year
• Annual pay with over 4 yrs of service: $81,673
• Annual pay with over 10 yrs of service: $92,660
• Annual pay with over 20 yrs of service: $106,308

10. Lieutenant Commander (LCDR) — pay grade: O-4

• Pay with <2 yrs of service: $5,803 a month or $69,638 a year
• Pay with 40 yrs of service: $9,689 a month or $116,269 a year
• Annual pay with over 4 yrs of service: $87,185
• Annual pay with over 10 yrs of service: $104,209
• Annual pay with over 20 yrs of service: $116,269

9. USN Chief Warrant Officer 4 (CWO4) — pay grade: W-4

• Pay with <2 yrs of service: $5,273 a month or $63,277 a year
• Pay with 40 yrs of service: $9,822 a month or $117,860 a year
• Annual pay with over 4 yrs of service: $71,935
• Annual pay with over 10 yrs of service: $81,842
• Annual pay with over 20 yrs of service: $102,100

8. Master Chief Petty Officer of the Navy (MCPON) — pay grade: E-9

• Pay with 10 yrs of service: $6,371 a month or $76,446 a year
• Pay with 40 yrs of service: $9,891 a month or $118,696 a year
• Annual pay with over 4 yrs of service: $0
• Annual pay with over 10 yrs of service: $76,446
• Annual pay with over 20 yrs of service: $89,665

7. Commander (CDR) — pay grade: O-5

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• Pay with <2 yrs of service: $6,726 a month or $80,708 a year
• Pay with 40 yrs of service: $11,427 a month or $137,120 a year
• Annual pay with over 4 yrs of service: $98,395
• Annual pay with over 10 yrs of service: $109,836
• Annual pay with over 20 yrs of service: $133,117

6. USN Chief Warrant Officer 5 (CWO5) — pay grade: W-5

• Pay with 20 yrs of service: $9,376 a month or $112,507 a year
• Pay with 40 yrs of service: $12,269 a month or $147,229 a year
• Annual pay with over 4 yrs of service: $0
• Annual pay with over 10 yrs of service: $0
• Annual pay with over 20 yrs of service: $112,507

5. Captain (CAPT) — pay grade: O-6

• Pay with <2 yrs of service: $8,068 a month or $96,815 a year
• Pay with 40 yrs of service: $14,282 a month or $171,389 a year
• Annual pay with over 4 yrs of service: $113,339
• Annual pay with over 10 yrs of service: $119,297
• Annual pay with over 20 yrs of service: $152,125

4. Rear Admiral Lower Half (RDML) — pay grade: O-7

• Pay with <2 yrs of service: $10,639 a month or $127,667 a year
• Pay with 40 yrs of service: $15,896 a month or $190,750 a year
• Annual pay with over 4 yrs of service: $138,528
• Annual pay with over 10 yrs of service: $150,890
• Annual pay with over 20 yrs of service: $186,052

3. Rear Admiral Upper Half (RADM) — pay grade: O-8

• Pay with <2 yrs of service: $12,804 a month or $153,644 a year
• Pay with 40 yrs of service: $18,458 a month or $221,497 a year
• Annual pay with over 4 yrs of service: $162,950
• Annual pay with over 10 yrs of service: $175,702
• Annual pay with over 20 yrs of service: $205,747

2. Vice Admiral (VADM) — pay grade: O-9

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• Pay with 20 yrs of service: $18,096 a month or $217,152 a year
• Pay with 40 yrs of service: $18,492 a month or $221,900 a year
• Annual pay with over 4 yrs of service: $0
• Annual pay with over 10 yrs of service: $0
• Annual pay with over 20 yrs of service: $217,152

1. Admiral (ADM) — pay grade: O-10

• Pay with 20 yrs of service: $18,492 a month or $221,900 a year
• Pay with 40 yrs of service: $18,492 a month or $221,900 a year
• Annual pay with over 4 yrs of service: $0
• Annual pay with over 10 yrs of service: $0
• Annual pay with over 20 yrs of service: $221,900