Personal Finance

Personal Finance Articles

Social security payments are essential for millions of Americans, and maximizing these benefits is a top priority for many, for good reason. There are a range of strategies many use to maximize their...
24/7 Wall St. Insights Many Americans spend unnecessary money every day. There are easy ways to cut back on unnecessary spending. Saving money every month can go toward paying down bills. Also: 2...
If you roam financial websites enough, you’ll frequently see “Magic Number” articles published with a scary headline suggesting you need millions for a happy and fulfilling retirement. However,...
Retirees who rely on social security payments ought to mark down an important date on their calendars this year – October 10. That’s the day the social security administration (SSA) is expected...
Navigating financial conversations with family is always stressful, but it can be even more so with parents who aren’t planning for retirement.  This situation occurs all the time. In one recent...
Retiring at a young age presents some unique challenges. Traditional retirement advice just doesn’t apply! In a recent Reddit post I discovered, a 28-year-old entrepreneur shared their impressive...
Choosing when to claim Social Security is like walking on a tightrope. One misstep and…well, let’s just say retirement security might look much different than you envisioned. Many face this...
24/7 Wall St. Key Takeaways: Converting IRA funds to a Roth account sooner rather than later can be useful, especially if you’re currently in a favorable tax bracket.  By converting to Roth...
Being a millennial is being told the financial “rules” your whole childhood only to grow up, get into debt for a degree but be unable to find a high enough paying job to keep up with inflation,...
For the soon-to-be-retired, there’s one last stretch to sprint before you break the finish line. Undoubtedly, the last part of a race can be the toughest, with the end in sight and you’re running...
Life is full of surprises and a lot of them are not pleasant. Car transmissions fail. Water lines in your house burst. Life comes at you fast sometimes. That’s why everyone needs an emergency fund....
The U.S. Federal Reserve’s larger-than-anticipated interest rate cut of half a percentage point lowered the benchmark federal funds rate to a range of 4.75%-5% in mid-September. This move rightly...