Willis Towers Watson

WTW Q3 2025 Earnings

Reported Oct 30, 2025 at 6:03 AM ET · SEC Source

Q3 25 EPS

$3.07

BEAT +0.69%

Est. $3.05

Q3 25 Revenue

$2.29B

BEAT +0.16%

Est. $2.28B

vs S&P Since Q3 25

-25.5%

TRAILING MARKET

WTW -19.5% vs S&P +6.0%

Market Reaction

Did WTW Beat Earnings? Q3 2025 Results

Willis Towers Watson posted a clean beat in Q3 2025, with adjusted diluted EPS of $3.07 edging past the $3.05 consensus by 0.69% and revenue of $2.29 billion finishing just ahead of the $2.28 billion estimate, even as reported top-line growth was ess… Read more Willis Towers Watson posted a clean beat in Q3 2025, with adjusted diluted EPS of $3.07 edging past the $3.05 consensus by 0.69% and revenue of $2.29 billion finishing just ahead of the $2.28 billion estimate, even as reported top-line growth was essentially flat year-over-year. The real story behind the numbers was organic momentum, with 5% organic revenue growth across both segments masking the drag from the late-2024 TRANZACT divestiture. Adjusted operating margin expanded 230 basis points to 20.4%, reflecting efficiency gains and the wind-down of Transformation program costs, while adjusted EBITDA grew 8% to $515 million. The Risk & Broking segment delivered 6% organic growth, and Health, Wealth & Career posted 4% organic gains despite the TRANZACT headwind. WTW remained aggressive on capital returns, repurchasing $600 million in shares during the quarter as part of a planned $1.50 billion full-year buyback program. Management expressed confidence in sustaining mid-single-digit organic revenue growth, continued annual margin expansion, and improving free cash flow, with a roughly $0.15 per-share currency tailwind expected in Q4.

Key Takeaways

  • 5% organic revenue growth driven by both segments
  • Adjusted operating margin expansion of 230 basis points to 20.4%
  • Health delivered 7% organic revenue growth across all regions
  • Risk & Broking CRB organic growth of 6% driven by new business and global specialty placements
  • Wealth generated 5% organic growth from strong Retirement work in Great Britain and North America
  • Operating leverage from Transformation program savings
  • Abatement of remaining Transformation program cash outflows boosted free cash flow
  • TRANZACT divestiture removed drag, improved HWC operating margins by 390 bps
24/7 Wall St

WTW YoY Financials

Q3 2025 vs Q3 2024, source: SEC Filings

24/7 Wall St

WTW Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q1 26

“WTW's market-leading solutions and focused execution on our strategy drove another quarter of strong results. In the third quarter, we delivered a solid revenue performance, alongside strong operating margin expansion and earnings per share growth. As we enter the fourth quarter, our sustained momentum and continued traction in the market give us confidence in our ability to reach our full year financial goals, despite macro uncertainty. I'd like to thank our colleagues for their hard work, commitment to our clients and support of one another.”

— Carl Hess, Q3 2025 Earnings Press Release