Willis Towers Watson

WTW Q4 2025 Earnings

Reported Feb 3, 2026 at 6:02 AM ET · SEC Source

Q4 25 EPS

$8.12

BEAT +1.88%

Est. $7.97

Q4 25 Revenue

$2.94B

BEAT +2.34%

Est. $2.87B

vs S&P Since Q4 25

-27.5%

TRAILING MARKET

WTW -22.9% vs S&P +4.5%

Full Year 2025 Results

FY 25 EPS

$17.08

BEAT +0.74%

Est. $16.96

FY 25 Revenue

$9.71B

BEAT +0.70%

Est. $9.64B

Market Reaction

Did WTW Beat Earnings? Q4 2025 Results

Willis Towers Watson delivered a clean beat to close out fiscal 2025, with Q4 adjusted diluted EPS of $8.12 edging past the $7.97 consensus estimate by 1.88% and revenue of $2.94 billion topping expectations by 2.34%, even as reported sales fell 3.3%… Read more Willis Towers Watson delivered a clean beat to close out fiscal 2025, with Q4 adjusted diluted EPS of $8.12 edging past the $7.97 consensus estimate by 1.88% and revenue of $2.94 billion topping expectations by 2.34%, even as reported sales fell 3.3% year over year. The headline revenue decline, however, tells only part of the story: the divestiture of TRANZACT stripped out roughly $785 million in annual revenue, masking 6% organic growth in the quarter that reflected genuine underlying demand across both operating segments. Health, Wealth & Career and Risk & Broking each contributed, with the latter posting 7% organic growth and expanding its operating margin 120 basis points to 34.7%. Adjusted operating margin widened 80 basis points to 36.9% in Q4, as AI-driven efficiency initiatives and the company's WE DO platform continued to bear fruit. Looking ahead, WTW targets mid-single-digit organic revenue growth and at least $1 billion in share repurchases for 2026, though the pending Newfront acquisition is expected to be approximately $0.10 dilutive to adjusted EPS while contributing roughly $250 million in post-close revenue.

Key Takeaways

  • 6% organic revenue growth in Q4 driven by strong performance across both segments
  • Health segment led by double-digit increases in International from strong client retention, new client wins and healthcare inflation
  • Wealth segment growth from strong Retirement work across all regions and Investments business new products and client wins
  • Career organic growth driven by robust demand for broad-based advisory services and compensation benchmarking survey work
  • CRB organic revenue growth of 8% driven by higher levels of new business activity and strong client retention globally
  • Operating leverage from strong organic revenue growth driving margin expansion
  • Abatement of remaining Transformation program cash outflows boosting free cash flow
24/7 Wall St

WTW YoY Financials

Q4 2025 vs Q4 2024, source: SEC Filings

24/7 Wall St

WTW Revenue by Segment

With YoY comparisons, source: SEC Filings

Q1 25 Q1 26

“WTW had strong performance across our businesses driven by our team's relentless focus and consistent execution of our strategy. We delivered on our financial targets and strengthened our business through strategic investments in talent and innovation to accelerate performance, enhance efficiency and optimize our portfolio. Our strong momentum and continued progress on our strategic objectives give us confidence as we enter 2026.”

— Carl Hess, Q4 2025 Earnings Press Release