3 Warren Buffett-Style Stocks for a Golden Retirement

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By David Moadel Published

Quick Read

  • Apple (AAPL) stock is a perfect Warren Buffett pick for long-term growth.

  • For financial stability, you can choose Ally Financial (ALLY) stock as the company grew its net income to $300 million in Q4 2025.

  • Davita (DVA) stock is reasonably valued, with a market-competitive P/E ratio of 12.41x.

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3 Warren Buffett-Style Stocks for a Golden Retirement

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Although former Berkshire Hathaway (NYSE:BRK-B | BRK-B Price Prediction) CEO Warren Buffett retired as the company’s chief executive, his legacy looms large. For many years to come, adhering to Buffett’s value investing principles could keep you on the right financial path.

Thus, even though Berkshire Hathaway isn’t operating under the guidance of Buffett anymore, you can still aim to retire with a Buffett-inspired portfolio. Truly, Buffett’s enduring investment concepts can help you achieve a more secure retirement.

Without a doubt, picking Buffett-approved stocks would involve researching companies’ valuation metrics, such as the price-to-earnings (P/E) ratio and price-to-sales (P/S) ratio. Yet, it’s also important to make sure that each business’s financials are in good shape.

Additionally, it’s a nice bonus when a business has a competitive advantage or “moat,” or at least is highly competitive within its industry. With all of that in mind, we can now select three Buffett-style stocks with growth potential for your golden years.

Apple (AAPL)

In the months leading up to Buffett’s departure as CEO, Berkshire Hathaway held a huge share position in Apple (NASDAQ:AAPL) stock. This speaks volumes about Apple, and indeed, AAPL stock fits the bill if you’re seeking a portfolio holding you can retire with.

Interestingly, Apple stock is a perfect example of how Buffett was flexible with his investment guidelines. He liked value stocks, no doubt, but they didn’t always need to have rock-bottom P/E ratios.

For instance, Apple’s trailing 12-month (TTM) P/E ratio of 34.65x isn’t extremely low, though it’s also not excessively high, especially for a mega-cap technology firm. Yet, Buffett could still have appreciated Apple’s competitive moat in the smartphone industry, which is beyond reproach.

Amazingly, Apple is estimated to have shipped 4 million iPhones in 2025, representing an increase of slightly more than 6% year over year. Furthermore, Apple remains in financial growth mode as the company’s net income expanded from $36.33 billion in Q4 FY2024 to $42.097 billion in Q4 FY2025.

By the way, Apple also happens to pay a tiny 0.39% dividend, but that’s not the main selling point. For retirees and Buffett aficionados, AAPL stock should be an obvious choice as the share price is likely to grow for the long term.

Ally Financial (ALLY)

Next up, we’ve got another Berkshire Hathaway holding that makes sense for Buffett’s followers. Ally Financial (NYSE:ALLY) stock is certainly a solid pick that shouldn’t bring you too much stress during your retirement years.

Although you might not see a super-wide moat with Ally Financial Buffett, you’ll still discover a reliable financial institution with a solid market position. A lender and financier of note, Ally’s retail auto and corporate finance assets grew by more than 5% from 2024 to 2025.

Plus, Ally Financial appears to be in decent financial condition. Reassuringly, Ally’s GAAP net income attributable to common shareholders grew from $81 million in Q4 2024 to $300 million in Q4 2025.

Ally Financial also looks reasonably valued with a trailing 12-month (TTM) P/E ratio of 11.04x versus the sector median of 12.05x, as well as a TTM P/S ratio of 1.17x versus the sector median of 3.28x. All in all, ALLY stock is a sensible choice and deserves a fixed position in your Buffett-inspired portfolio.

Davita (DVA)

One more selection to allow you to build wealth during your retirement is Davita (NYSE:DVA) stock. This is yet another Berkshire Hathaway holding that fits into Buffett’s overall investment style.

Davita, a medical care facility provider, has a competitive moat with a huge presence in the U.S. renal care market. From a financial standpoint, Davita knocked it out of the park in Q4 2025; the company reported revenue of $3.62 billion versus the analysts’ estimate ‌of $3.50 billion and adjusted EPS of $3.40 versus the $3.16 estimate.

It’s hard to imagine a better long-term retirement selection than DVA stock. America’s aging population will practically guarantee robust demand for Davita’s kidney care services.

Besides, DVA stock appears to be fairly valued. As it turns out, Davita has a TTM P/E ratio of 12.41x versus the 17.76x sector median along with a very low TTM P/S ratio of 0.73x versus the much higher 3.93x sector median.

You’ll notice that Apple, Ally Financial, and Davita are essentially disparate companies operating in different industries. Still, the common thread is that their stocks provide a mix of value and growth potential. That’s why AAPL, ALLY, and DVA stocks are excellent Buffett-style buy-and-hold assets for your golden retirement.

 

Photo of David Moadel
About the Author David Moadel →

David Moadel is financial writer specializing in stocks, ETFs, options, precious metals, and Bitcoin. David has written well over 1,000 articles for leading online publications, helping investors understand markets, income strategies, and risk.

His work has appeared in The Motley Fool, InvestorPlace, U.S. News & World Report, TipRanks, ValueWalk, Benzinga, Market Realist, TalkMarkets, Finmasters, 24/7 Wall St., and others.

With a master’s degree in education, David has taught at the elementary, high school, and college levels. That teaching background shapes his writing style: clear, educational, and practical. David has also built a loyal social-media audience by providing trustworthy financial content on YouTube, X/Twitter, and StockTwits.

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