Personal Finance

Personal Finance Articles

Claiming Social Security is one of the most significant things you might do in the course of retiring. So it’s important to put a lot of thought into that decision rather than dive in and hope for...
Should you marry someone whose mother is financially dependent on them, even if their mother makes no attempt to keep her spending under control? This is an issue that a Reddit user is currently...
One of the most important purchases you might make in your lifetime is a life insurance policy. With life insurance, you can leave your loved ones with a sum of money in the event of your passing....
When I hear about people who are eligible for a pension from an employer, I tend to find myself a little jealous. Aside from Social Security, any money I have available in retirement is money I’ll...
Sector and thematic ETFs (exchange-traded funds) can be a great way for passive investors to spice up their portfolios and add more of a unique touch. Of course, you could stop at broad index funds...
Money is a taboo subject among friends and close acquaintances for a reason. Indeed, some folks out there may be inclined to compare themselves in more ways than one. Whether we’re talking about...
Taking the thinking out of saving money by automating the process is one of the most effective strategies for building wealth over the long term. Too often we find other ways to spend the money if we...
Whether you make $50,000 a year or $500,000 a year, your goal is probably the same — to keep as much of your income as possible away from the IRS. And the good news is that there are plenty of...
Accumulating $7 million by the time you reach your 40s is a truly amazing accomplishment — and one you should be proud of. And if you have a child, it’s natural to want to share some of that...
Most people would probably be thrilled to reach the age of 50 with $3 million and a $1 million house. But this Reddit poster is having doubts about how well they’re actually doing. You may be in a...
If you’re like most seniors, you’ll rely on  Social Security to provide a good portion of your income once you retire. But, it can be hard to figure out exactly what role Social Security will...
Retiring early is often a dream for many people, and those who plan to leave work early may have many ideas about what to do with their time. For one Reddit user, however, his method of filling his...
A healthy retirement in a cute family home used to be the core of the American Dream™. Not so anymore. Decades of rampant exploitation at the hands of corporations, deregulation, and the weakening...
A caller named Alice called the Dave Ramsey show recently to talk about her upcoming potential marriage with her boyfriend. The caller said she makes $650,000 per year and her boyfriend makes $150K...
When you can afford to send your kids to private school, should you do so? This is a question that a Reddit user is currently facing. The Redditor has a $10 million net worth in his late 30s and he...
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